Small Instant Business Loans Made Fast

Get Instant Sanction for Business Loan in Minutes

Download Instant App to get sanction within 5 minutes

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Apply from Anywhere in India


Cities Across India


Loans Disbursed

14,000+ Cr

Amount Disbursed till date

Why download the App ?



Convenience of App

The application process is 100% online - Get instant business loan santioned in minutes


Fair Interest rates

Loans are approved with fair interest rates, calculated based on your SME's financials


Collateral free

Get access to mortgage free finance and get money disbursed in your bank account

4 Simple steps to get faster disbursal
What Customers Say

Running a business is labor-intensive, especially if it is just getting started and growing quickly. Be it any size of the business, you’ll need money to take advantage of market opportunities. With the help of business loans, you can increase operations, finish substantial orders, and even recruit staff to accommodate seasonal demand.

A small business loan from a bank, however, might not be the best option given the drawn-out process, the requirement for security, and the volume of paperwork required. A modest-ticket, short-term loan for a small business‘ seasonal and working capital needs may also not be acceptable to banks. Due to this, owners of small and medium-sized enterprises seek out online business loans that are better suited to their needs for acquiring funds quickly and without collateral.

Advantages of Instant Business Loans From Lendingkart App & Website

It makes sense for business owners to borrow money from time to time to meet their needs. However, it must be really frustrating to have to wait 10 to 15 days to get that loan. Lendingkart’s Quick Business Loans are aware of your time. The online application process is nearly instant due to quick paperwork requirements and quick processing times. Owners of businesses can receive their loans within 24 hours. If you need a quick business loan in the future, consider an Instant Business Loan.

  1. Liquidity Needs Fulfilment – You can quickly get a small business loan to meet your company’s pressing financial needs. The flexible terms of repayment allow you to pay back the loan whenever your business has a surplus.
  2. Easy Availability – Business loans are secured and vary from 1 lakh to 25 lakhs. You may apply for a business loan online in just a few minutes on the app.
  3. Affordable Capital – Business loans often have interest rates that are lower than what stock investors expect. As a result, you can raise your company’s return on equity by keeping a tiny amount of debt on the books.
  4. Improvement In Credit Score – credit score is frequently required of fledgling businesses seeking their first significant business financing. Small business loans may help you build a solid credit history while starting your business.
  5. Meet Financial Needs – Vendor invoices frequently start to mount up before your own invoices are paid. With the help of online instant business loans from Lendingkart, you may avoid these delays and maintain your standing in the industry.

Steps To Avail Instant Business Loans From Lendingkart

  1. Installing Mobile App For Lendingkart – App can be easily downloaded from the Google Play Store Lendingkart app
  2. Mobile Number Verification – Enter your mobile number for verification purposes.
  3. Business Details – Give us a few basic details so we can assess your loan conditions.
  4. Instant Sanctions – We’ll review your application and approve the application based on the eligibility.

Conditions To Get An Instant Loan From Lendingkart

Applying for a fast business loan is simple. Visit the Lendingkart app, learn about the loan, provide the necessary documentation, and get instant approval. You may quickly apply for this loan from Lendingkart App. View the common requirements for qualifying for an immediate business loan from Lendingkart.

  1. The applicant should be a sole proprietor.
  2. The applicant’s age must fall between 23 and 66.
  3. The applicant must be an Indian citizen.
  4. A current business registration is required of the applicant.
  5. The applicant’s business must be at least 6 months old. 
  6. The applicant’s company’s annual revenue must be less than 3 lakhs.

Documentation Required

  1. Identification documents, such as PAN and Aadhaar cards (KYC),
  2. Bank statement for the previous year 
  3. ITR records from the previous three years
  4. Balance sheet
  5. Residential evidence
  6. Corporate evidence 

Why Lendingkart For Instant Business Loans?

  1. Fast Processing – With Lendingkart, users can get quick processing of their instant loans within 72 hours of application.
  2. No Collateral – No collateral is required while getting loans from Lendingkart, resulting in no risk of any asset loss.
  3. Fair And Transparent Process – The entire process of loan sanction from Lendingkart is entirely fair and transparent. The consumer is advised and informed at each step to reduce confusion.
  4. Convenient – Availing of instant business loans from Lendingkart is a very convenient process. Users can do this procedure easily while sitting at home, avoiding the trouble to go to the bank.

Application Process

  1. Eligibility Check – With only a few pieces of information, you can determine your eligibility for a business loan.
  2. Uploading Of Document – Finish up your application by including a few documents.
  3. Loan Offer Receival – Lendingkart will assess your situation and provide you with a fair loan offer.
  4. Signing Of Loan Agreement – Send them the signed contract.
  5. Improve Your Business – After verification, you will receive the amount in your account.


Instant business loans can be divided into groups based on their intended use. Various businesses utilize it for a range of purposes, such as paying continuing expenses, investing in new machinery, expanding their operations, and so forth. 

SMEs and MSMEs in particular frequently employ working capital loans to finance their everyday operations. Also known as an instant working capital loan, the working capital loan that you can acquire right away. Businesses are not permitted to use this credit for long-term or capital equipment purchases.

By obtaining an instant business loan from Lendingkart, the company’s creditworthiness can also be improved. You must meet loan repayment deadlines and make on-time bill payments in order to improve your credit score. This will make it possible for you to borrow money in the future at lower APRs for business loans.

Instant Business Loans FAQs:

1. How can Instant Business Loans benefit MSMEs?

At times MSMEs (Micro, Small and Medium Enterprises) seek collateral-free quick loans. An Instant Business Loan can be a great solution to this. Some banks and NBFCs even sanction instant loans within a business day with no extra or hidden charges.

2. What are the different types of Instant Business Loans?

Instant Business Loans can be classified based on their uses. Different businesses use it for separate purposes like covering up day-to-day expenses, buying new machinery, expanding their businesses, and so on. Here is a list. 1. Instant Term Loan, 2. Instant Capital Loan, 3. Instant Working Capital Loan, 4. Instant Invoice Financing, 5. Instant Top-up Loan

3. What is an Instant Working Capital Loan?

Especially SMEs and MSMEs use a Working Capital Loan to carry on with their day-to-day operations. And the Working Capital Loan that you can avail yourself of quickly can be called an Instant Working Capital Loan. Businesses neither buy capital goods with this loan nor use it for long-term uses.

4. How my credit score can help me in getting an instant business loan?

A credit score is a number that implies the creditworthiness of a borrower. It ranges between 300 to 850. A high credit score depicts that the borrower has a good credit history. This ensures your lender that you can be trusted with the loan, and the chances of getting an instant business loan go up.

5. Why do I need GST registration for an Instant Business Loan?

Business owners need registration under GST to file their GST returns on time. GST registration certificate and GST returns document are mandatory for availing of an instant business loan facility.
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