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Responsible Lending at LendingKart: Fair Credit for MSMEs

7 min read

Responsible Lending at LendingKart: Fair Credit for MSMEs

In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role.  At LendingKart, responsible lending […]

November 27, 2025

NBFC Kya Hai? 2026 Me Digital Lending Ka Future Kaise Badal Raha Hai

1 min read
May 12, 2026

वित्तीय जगत में पिछले कुछ वर्षों में जो क्रांतिकारी बदलाव आए हैं उनमें सबसे बड़ा योगदान गैर बैंकिंग वित्तीय कंपनियों का रहा है। अक्सर लोग बैंकों और इन कंपनियों के बीच के अंतर को समझ नहीं पाते। चलिए सबसे पहले समझते हैं कि NBFC kya hai in Hindi और यह आज के दौर में

Instant Loan Apps

Are Instant Loan Apps Safe? What RBI Says About Digital Lending

7 min read
April 30, 2026

The popularity of digital lending in India has grown rapidly over the last few years. Today, borrowers can apply for loans online within minutes, complete KYC digitally, and receive funds directly into their bank accounts without visiting a branch. This convenience has made instant loan apps particularly popular among salaried individuals, freelancers, students, and

Difference Between Promissory Note and Bill of Exchange

6 min read
April 1, 2026

In the world of business and finance, smooth transactions often depend on trust, documentation, and clear payment terms. This is where negotiable instruments come into play. Among the most commonly used instruments are the promissory note and the bill of exchange. Both serve as written financial commitments, allowing businesses to buy and sell goods

msme classifications

Secured vs Unsecured Business Loans: Risk, Responsibility, and Suitability

8 min read
February 25, 2026

Let us say you have been running your business for a few years now. The orders are pouring in, your customer base is growing, and suddenly, you realise that you need money to scale. Maybe it is for a new machine, for hiring more hands, or just to manage the gap between paying your

Debt Service Coverage Ratio

Debt Service Coverage Ratio (DSCR) Explained for MSME Loans

7 min read
February 25, 2026

Running an MSME (Micro, Small and Medium Enterprise) is a bit overwhelming. You are managing staff, overseeing production, chasing payments, and trying to keep customers happy, all at once. So, when the time comes to expand, maybe you need a new piece of machinery or need to stock up on inventory for the festive

GST Rates in India 2026: Complete List of Tax Slabs & Item-Wise Rates

12 min read
February 4, 2026

What is GST Rate System in India? India’s tax landscape changed fundamentally in July 2017 when the Goods and Services Tax replaced a complicated web of central and state levies, including VAT, excise duty, and service tax, with a single unified indirect tax system. At the heart of this system are the GST rates

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