Let’s say you have the perfect plan for your dream venture. You’ve done your research, crafted a solid business plan, and all you need is a little financial boost to get started. You confidently apply for one of the many start up business loans available, only to receive a rejection email a few days

Let’s say you have the perfect plan for your dream venture. You’ve done your research, crafted a solid business plan, and all you need is a little financial boost to get started. You confidently apply for one of the many start up business loans available, only to receive a rejection email a few days

Sending and receiving money for helping out a friend, paying for a purchase or settling your bills has never been easier. With the availability of electronic fund transfer methods like the National Electronic Funds Transfer (NEFT), you can now make quick money transfers from the comfort of your home. Another popular method of sending

Two of the most widely used financial instruments in India are cheques and demand drafts. Although the primary purpose of these two instruments is the same, which is for making payments, they are quite different from one another.  Understanding the differences between these two payment instruments can help you choose the right option for

India’s payment landscape has undergone a major transformation, with cash transactions declining rapidly. The rise of UPI, credit cards and debit cards has pushed individuals and business entities to make financial transactions through official banking channels, bypassing cash entirely.  If you are someone who makes non-cash payments regularly, you must know how to track

One of the earliest electronic fund transfer systems to be introduced in India is real-time gross settlement (RTGS). As the name implies, fund transfers through RTGS are effected immediately without any delay. This is primarily because the transactions are settled individually as and when they are placed instead of in batches.  One of the