In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
India’s Record GST Collections Signal Strong Business Momentum: What Entrepreneurs Should Do Next?
A GST figure rarely makes its way into an entrepreneur’s daily to-do list, but it can reveal what is happening beneath the surface of India’s business economy. Rising collections can reflect stronger transactions, increased consumption, and improved tax compliance across sectors. The latest GST news in India offers more than a headline number, giving
For many MSMEs, a sale is not truly complete when an invoice is raised. The real challenge can begin when payment takes longer than expected. A delayed payment can disrupt day-to-day cash flow, make it harder to pay suppliers and employees, and even force a business to look for short-term funding. That is why
Growing an MSME beyond its early stages presents new challenges, such as managing expansion plans and developing more robust business processes. As entrepreneurs look to prepare their businesses for the next stage of growth, structured opportunities to improve readiness and market access become more important. The increasing interest in SME listings is indicative of
The Reserve Bank of India is pushing every bank in India to adopt Unified Lending Interface (ULI), a new digital system built to make business loans faster and far less painful to apply for. Instead of waiting weeks for a bank to manually verify your documents, ULI lets the verification process be done entirely
The Reserve Bank of India’s 2026 Master Directions overhaul the Trade Receivables Discounting System (TReDS) by cutting onboarding friction, bringing in credit guarantees, and introducing a secondary market for trading invoices. These changes turn unpaid corporate invoices into immediate cash for small businesses, without the usual default risk hanging over them. For MSMEs needing
The India-UK FTA (Free Trade Agreement) opens up a new growth horizon for small textile makers by removing the 12% import duty on clothing shipments, effective July 15, 2026. This gives local workshops zero-duty access to British retail stores, putting them on equal footing with much larger global textile exporters. Removing that tariff barrier