Business Loan in Jaipur

Jaipur is a bustling city as well as a world-famous tourist place. The city has a large population of artisans, craftsmen and other small industrial units that make items for the tourists that frequent the place. Apart from the tourists-centric small-scale industry there are other small to medium size manufacturing units that do not generally qualify for bank loans. Most of the time this is because of the paperwork involved and the collateral that is required by banks.

This is where we step in.

We provide hassle-free, business loans for working capital, business loans for MSME (Micro, Small and Medium Enterprises), SME (Small and Medium Enterprises), loans for start-ups as well as business loans for women entrepreneurs.

Working Capital Loan

working capital helps you to pay your running costs like wages, rent, power charges and other recurring costs. These loans help you offset your expenses during lean sales/revenue periods.

Business Loan

We provide loans to businesses for the purchase of machinery and equipment. Customized loans are also available for specific needs of a business. This may be for the expansion of the business, for start-ups and other purposes.

How to Get a Loan Online

Getting a business loan online from us is as easy as A-B-C-D. Follow the instructions and get ready to receive your loan.

  1. Check if you are eligible for the loan.
  2. Fill out the online loan application form if you are eligible
  3. We will evaluate your application and propose a loan amount
  4. If all is in order, you can expect the loan within the next three working day.

All this will happen in the comfort of your home or office and without making endless trips to the banks for getting your loan sanctioned. The sanction of loans is quick with the minimum documents and no collateral is required.

Easy Repayment Terms Makes Our Loans Attractive

Our terms and conditions are designed to be helpful for the smaller players in the industry. Our loans are sanctioned within three days and the repayment period can be from one month and up to three years. Repayments can be made in small amounts on a bi-weekly or monthly basis so there is no pressure on your cash flow. We do charge a two percent administrative cost and of course there are no hidden costs that will take you by surprise.

Document Requirements for Loans

The following documents are required for loans

Document name

Proprietorship

Partnership

Pvt/LCC

Bank statement 12 months

Yes

Yes

Yes

Business registration

Yes

Yes

Yes

PAN card (Prop)

Yes

Yes

Yes

Aadhar card copy

Yes

Yes

Yes

Partnership deed

Yes

Company PAN card

Yes

Business Loan in Jaipur, Rajasthan FAQs::

1. Are NBFCs regulated by the Reserve Bank of India?

All NBFCs are regulated by RBI and are governed by the Reserve Bank of India Act 1934 Chapter III-B and subsequent amendments to the Act.

2. What do you mean by Non-Banking Financial Institution?

A Non-Banking Financial Company offers financial services but does not offer your regular banking services since they do not hold banking licences. Moreover, they cannot accept deposits from the public, of insurance companies, brokerage firms and other companies offering microloans.

3. What is the difference between an NBFC and a Bank?

The major difference between a bank and an NBFC is that the NBFC does not have banking facilities like the issue of cheque books, credit facility, demand draft etc. Also, it cannot buy/sell foreign currency or accept any deposits from the public.

4. What is the maximum and minimum loan amount?

Rs. 50,000 is the minimum loan amount and Rs. 2 Crores is the maximum amount.

5. Is my Personal Information Safe?

We have a robust data protection that keeps your personal information. We do not share this information with anyone.

6. What is Pre-evaluation?

You can pre-evaluate yourself by answering a few questions on our website. If you do qualify for a loan you can avail of it at a later date. You can apply for the loans directly without the eligibility test. Your loan will be disbursed within 24 hours.


About Lendingkart:

LENDINGKART Finance Ltd is an RBI registered Non-Banking Finance Company (NBFC). The company is registered under the Companies Act 1956 and is in the business of financing business providing advances, buying shares/stocks/bonds/debentures and securities or other saleable securities etc

We partner you in your business endeavours and help to lay a strong foundation and to help it grow. For more information call us on 1-800-572-0202