Some high level things
you would own but not limited to:
Ø
File
checking for document sufficiency as per the policy.
Ø
Feedback
the upfront discrepancies to the sales team.
Ø
Create
the file on processing system / tracking systems.
Ø
Handling
credit tools such as CAM.
Ø
Doing
reference check, Cash flow analysis & Doing collateral verification
Ø
Analyzing
Credit worthiness of the Customers on the basis of Banking, Salary Slips and
other income docs.
Ø
Calculation
of Debt burden and analyzing Credit worthiness of the Customers on the basis of
previous Track records
Ø
Preparation
of Credit Appraisal Memo & forwarding the same case once it’s cleared to
Cluster Manager
Ø Maintaining TAT for approval
Pre and Post disbursement
Ø
Verification
of the Post Approval Documentation along with any Subject to Condition Approval
requirements.
Ø
Ensure
the completion of Risk Screening (FCU) process for all files
Ø
Post
Disbursal Documentation
Ø
End
Use Verification
Ø
Maintain
audit and compliance.
Ø
Responsible
for collection.
