Relationship Manager – Secured
Sourcing
File checking for document sufficiency as per the policy.
Feedback the upfront discrepancies to the sales team.
Create the file on processing system / tracking systems.
Handling credit tools such as CAM.
Doing reference check, Cash flow analysis & Doing collateral verification
Analyzing Credit worthiness of the Customers on the basis of Banking, Salary Slips and other income docs.
Calculation of Debt burden and analyzing Credit worthiness of the Customers on the basis of previous Track records
Preparation of Credit Appraisal Memo & forwarding the same case once it’s cleared to Cluster Manager
Maintaining TAT for approval
Pre and Post disbursement
Verification of the Post Approval Documentation along with any Subject to Condition Approval requirements.
Ensure the completion of Risk Screening (FCU) process for all files
Post Disbursal Documentation
End Use Verification
Maintain audit and compliance.
Responsible for collection.
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