What is a business loan, and how does it work?

By Lendingkart

Posted on: November 15, 2025

Share this post:

1 min read

Quick Summary

0:00 0:00

A business loan is financial support provided to MSMEs and entrepreneurs for managing operations, expansion, or working capital. Once approved, the loan amount is disbursed to your account and repaid with interest through regular EMIs over a set tenure.

Apply for Business Loan

First Name (as per PAN)

Last Name (as per PAN)

Email ID

Phone Number

Do you have business registration proof?

Type of business

PIN Code

I/We hereby confirm that I/We have read, understood and agree to the "T & C", "Terms Of Use" and "Privacy Policy". I/We hereby provide my/our consent to Lendingkart Finance Limited (LFL), its affiliate(s), and authorised "third parties" to send communication via SMS, E-mail, Phone Call and WhatsApp. I/We hereby provide my/ our consent for the purpose of the loan application (credit underwriting and performing KYC process) including but not limited to: (a) make inquiries with credit bureaus; (b) fetch Goods and Services Tax Identification Number (GSTIN) using my/our Permanent Account Number (PAN); (c) view, save, download and store CKYCR records, update or report my/our KYC details with the Central KYC Registry (CERSAI); (d) share the information with the affiliate(s) and lending partners. I/We understand that any or all of these consents can be withdrawn any time before disbursement via Opt-Out Mechanism. Click here to know more. I/We acknowledge that detailed information on Insurance and other Third Party Products are available on "Insurance Product Details", and that these offerings are entirely voluntary. I/We have reviewed the product details including features, terms and understand offers will be based on suitability.