In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
RBI Extends Export Credit Relief Till June 2026: What Exporters Should Know
Indian exporters continue to face pressure from global uncertainties, including geopolitical tensions, shipping delays, and slower trade demand. To support businesses during this period, the RBI has extended its temporary export relief measures till June 30, 2026. Under the latest RBI export credit circular, exporters can continue availing an enhanced export credit period of
Access to timely credit has long been one of the biggest challenges for small businesses in India. While schemes supporting MSME loan without collateral have improved financial inclusion, many entrepreneurs still struggle to secure adequate funding due to perceived lending risks. In a recent regulatory update, the Reserve Bank of India (RBI) has taken
$174 Billion Indian Textile Industry at Risk: What It Means for Small Business Owners
The textile industry India has long been one of the backbone sectors of the economy, supporting millions of jobs and contributing significantly to exports. However, recent global developments, particularly the ongoing conflict in West Asia, have exposed the sector’s vulnerabilities. From rising crude oil prices to disrupted trade routes, multiple factors are converging at
Indian Shares Jump Over 3% on Iran Ceasefire News; RBI Keeps Rates Unchanged – What It Means
The stock market India witnessed a sharp rally as two major developments unfolded simultaneously: easing geopolitical tensions in the Middle East and the Reserve Bank of India’s decision to maintain the status quo on RBI interest rates. According to recent Indian stock market news, benchmark indices such as Sensex and Nifty rose more than
For MSMEs in India, global events are no longer distant headlines, they translate quickly into everyday business challenges. The ongoing tensions in the Middle East have disrupted global energy markets, leading to a surge in crude oil prices. In India, this has resulted in higher petrol and diesel costs, along with periodic LPG supply
Top Profitable Small Business Ideas Under ₹1 Lakh in India (Low Investment)
India’s entrepreneurial ecosystem has evolved rapidly in recent years, making it easier than ever to launch a venture with limited capital. With increasing digital adoption, rising consumer demand, and government support for MSMEs, aspiring entrepreneurs can now explore multiple new business ideas without needing large investments. In fact, even ₹1 lakh is sufficient to
