In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
India’s digital identity ecosystem is growing every day, as is the set of Aadhaar services. If you have been dependent on the mAadhaar app for all your Aadhaar services, like checking your Aadhaar details, performing verification of identity, and other Aadhaar-related tasks, then know that things are changing. UIDAI has issued a notification that
The tourism industry in India supports millions of jobs and contributes significantly to economic activity; even a temporary decline in global travel can create a wider impact on the Indian economy, businesses, and local markets. For many Indian businesses, especially MSMEs, this slowdown can affect revenue, cash flow, hiring, and overall business confidence. At
Since India relies heavily on imported gold, even small changes in gold import duty in India directly increase raw material costs for jewellers, manufacturers, traders, and local workshops. For many small businesses, this can lead to blocked cash flow, slower inventory movement, reduced customer demand, and growing operational stress. Industry bodies like the Gem
From logistics and raw material transportation to manufacturing and delivery expenses, rising fuel costs in India can impact almost every stage of small business operations. Businesses that depend heavily on transportation, interstate supply chains, or production activities are likely to feel the pressure first. But the impact on MSMEs may go beyond fuel prices
Why MSME Loan Stress is Rising in 2026: Impact of Fuel Costs on NBFC Lending
As a result, many businesses are relying more on an MSME loan or a business loan for MSME needs to manage working capital and maintain steady cash flow. At the same time, NBFCs and digital lenders are becoming more cautious while evaluating applications, as the fuel price impact on business is now visible in
For many small businesses, especially in manufacturing, retail, logistics, and outdoor operations, the impact of heatwaves is no longer a seasonal inconvenience. It is becoming a real business challenge that is steadily increasing MSME operational costs and affecting everyday profitability. Why Heat Waves are Becoming a Business Problem Heat waves were once seen mainly
