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Responsible Lending at LendingKart: Fair Credit for MSMEs

7 min read

Responsible Lending at LendingKart: Fair Credit for MSMEs

In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role.  At LendingKart, responsible lending […]

November 27, 2025

Overdraft Account Kya Hota Hai?

1 min read
April 24, 2026

आज के दौर में वित्तीय प्रबंधन केवल पैसे बचाने तक सीमित नहीं है, बल्कि जरूरत पड़ने पर फंड्स तक तुरंत पहुँच प्राप्त करने के बारे में भी है। कई बार हमारे बैंक खाते में उतना बैलेंस नहीं होता जितनी हमें जरूरत होती है। ऐसी स्थिति में बैंक हमें एक विशेष सुविधा प्रदान करते हैं

Commercial loan

What is a Commercial Loan? Types, Interest Rates & Benefits in India

10 min read
April 17, 2026

Running and scaling a business often requires access to timely funds. Whether it is purchasing equipment, managing day-to-day expenses, or expanding into new markets, businesses need reliable financial support. This is where a commercial loan becomes essential. In India, commercial lending has evolved significantly over the years. With the rise of digital lenders and

Term Loan vs Working Capital Loan: Which One Does Your Business Need?

7 min read
March 31, 2026

Every business, whether a startup or an established MSME, faces financial needs at different stages. Sometimes, you need funds to expand, invest in machinery, or open a new branch. At other times, you may simply need cash to manage salaries, rent, or inventory. This is where business loans come into play. Among the most

EPF rules for withdrawal

UAN Login: How to Access EPFO Member e-Sewa Portal

13 min read
February 23, 2026

Managing your Employees’ Provident Fund (EPF) has become significantly easier with the digitisation of services by the Employees’ Provident Fund Organisation (EPFO). Instead of visiting offices or dealing with paperwork, members can now access their accounts online through the EPFO member portal. At the centre of this system is the Universal Account Number (UAN),

New business ideas in hindi

How to Get a Business Loan of ₹5 Lakh to ₹50 Lakh in India?

7 min read
February 4, 2026

Running a business requires constant access to capital, be it to manage day-to-day operations, invest in new opportunities, or expand into new markets. A business loan provides the financial support needed to meet these goals without disrupting cash flow. In India, business owners can apply for loans ranging from ₹5 lakh to ₹50 lakh,

Understanding TIN, TAN, VAT, PAN, DSC & DIN Differences

CIN Number: Meaning & How to Obtain It in India 

11 min read
January 8, 2026

For companies registered in India, one of the most essential identification details is the CIN number. If you are wondering what is CIN number and why it matters, it plays a crucial role in identifying and verifying a company’s legal existence.. Whether you are a business owner, an investor, a service provider, or simply

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