Loan Guides & Info

How to Get a Business Loan with Low or Bad CIBIL Score

8 min read
November 4, 2024

A company needs money for growth and expansion. You need enough cash to carry out your plans effectively, whether that means purchasing new machinery, stock, boosting working capital, or any number of other things. Additionally, you must have sufficient liquidity to maintain your business’s ongoing activities. You might require a loan to cover these

Top Reasons Business Loan Applications Get Rejected

10 min read
April 16, 2025

For many small business owners, a business loan is the lifeline that keeps day-to-day operations running smoothly, funds expansion plans, or helps during seasonal cash flow gaps. However, when a carefully planned loan application comes back declined, it can be both frustrating and confusing, especially if the lender has not clearly explained why the

What Happens to a Business Loan If Your Business Fails?

11 min read
August 20, 2025

What Happens If You Default on An Unsecured Business Loan in India Every entrepreneur, at some point, considers or already has taken a business loan. Everyone has the best intentions of paying back the loan. However, due to situations like a sudden decline in sales, miscalculations, or other unforeseeable circumstances, your finances take a

SME Loan Repayment Tips to Avoid Defaults

8 min read
April 14, 2025

Debt is one person’s liability, but another person’s asset, rightly said economist Paul Krugman. If you are a business owner, then you should understand the implications of taking a loan and the worth of Krugman’s words. According to a lending platform which conducted an analysis of funding by NBFCs and P2P sector found that

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