In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
How to check DBT status online with Mobile number and Aadhaar card
Direct Benefit Transfer (DBT) allows eligible government benefits to be credited directly to a beneficiary’s bank account. You can use official services such as UIDAI, PFMS, and the relevant scheme portal to check bank linking, beneficiary details, or payment status. What is Aadhaar DBT Status? Aadhaar DBT status helps you understand whether your Aadhaar
PM SVANidhi Scheme: Loan Amount, Eligibility & Online Application Process
What is PM SVANidhi Scheme? The PM SVANidhi Scheme (Prime Minister Street Vendor’s AtmaNirbhar Nidhi) is a government-backed micro-credit initiative launched by the Ministry of Housing and Urban Affairs (MoHUA) to support street vendors across India. The scheme provides collateral-free working capital loans to small vendors affected by financial disruptions, helping them restart or
India has about 40 million Micro Small and Medium Enterprises (MSMEs), including registered and unregistered ones. MSMEs fall under the categories of both the organized and the unorganized sectors. These MSMEs contribute to about 40% of the total GDP of India, and it remains a critical source of employment. The MSMEs provide solutions to
Introduction The Government of Kerala has been proactive in taking several initiatives to create a dynamic environment for start-ups. All such efforts have contributed to the growth of technology entrepreneurship fostered by innovation. There are many startups in Kerala focusing on future technologies and finding solutions in novel ways. The Kerala Startup Mission is
India’s traditional artisans and craftspeople form the backbone of our cultural heritage. From the skilled hands of carpenters and blacksmiths to the creative minds of potters and sculptors, these workers have been shaping our nation’s identity for generations. However, many face challenges in accessing financial support and modern tools to grow their businesses. That’s
Subsidy The term subsidy refers to financial assistance in the form of discounts or monetary grants provided by the Central government to public entities or private institutions. In simple terms, subsidy meaning refers to financial support given by the government to reduce the cost of goods and services for the public. The objective of
