In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
Access to finance has always been one of the biggest challenges for MSMEs in India. While several government-backed schemes exist, navigating them used to be complex, time-consuming, and often confusing. To simplify this process, the Small Industries Development Bank of India (SIDBI) introduced the Udyami Mitra portal – an integrated digital platform designed to
PMMVY Scheme 2026: Eligibility, Benefits & Application Process Explained
Maternal health plays a crucial role in shaping a nation’s future, and recognising this, the Government of India introduced the Pradhan Mantri Matru Vandana Yojana (PMMVY). The scheme is designed to provide financial assistance to pregnant and lactating mothers, particularly those from economically weaker sections, ensuring they receive adequate care during and after pregnancy.
PMEGP Scheme 2026: Loan, Eligibility, Interest Rate & Apply Online
Starting a business often means figuring out several things at once: how much money you need, where to get it, and whether you qualify for government support. If you are planning a new micro-enterprise, PMEGP can be one option worth exploring, especially if you qualify for its credit-linked subsidy. What is the PMEGP Scheme
PM Kisan Status Check Using Aadhaar Card 2026: Check Beneficiary Status Online
Farmers require proper cash flow to continue their farming operations. Knowing the exact dates on which government funds are deposited into your bank account helps you with financial planning. The PM-Kisan scheme provides financial aid to landholding families across our country. However, incorrect/missing details or pending e-KYC can delay your payments. Verifying your account
Impact of Union Budget 2025 on MSME Credit Access and Growth Opportunities
Micro, Small, and Medium Enterprises (MSMEs) are the lifeblood of India’s economy, driving innovation, generating employment, and contributing over 30% to the nation’s GDP. Recognising this, the Union Budget 2025 had earlier introduced several measures to enhance credit accessibility, ease compliance, and create long-term growth opportunities for MSMEs. At LendingKart, we believe these reforms
The unorganised food processing sector in India faced a myriad of problems. This sector remains weak due to challenges like lack of productivity and innovation due to limited skills, lack of branding and marketing skills, inability to integrate with supply chains, and capital deficiency. While the food processing sector comprises over 25 Lakh units,
