In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
Borrowers often hear terms like ‘charge-off’ in the context of credit cards and loans. A credit card charge-off means that the creditor has given up on collecting the outstanding debt due to the prolonged period of non-payment. A charge-off does not signify a paid-off debt obligation. Rather, it simply means that the lender has
As the financial year reaches its conclusion, a familiar feeling begins to set in for business owners across the country for year-end tax savings. There is a rush to sort through invoices, finalise accounts, and look for every possible way to legally and ethically reduce the year’s tax burden. But what if there was
Gold-Silver Ratio Hits 68: Why Silver Remains the Smarter Buy for Indian Investors Right Now
For centuries, gold has been the go-to asset for weddings, festivals, and financial security. But in the current market, a different metal is quietly stealing the spotlight. Silver, often dubbed the “poor man’s gold,” is making a rich man’s moves. Recent market data reveals a fascinating shift: the gold silver ratio in India has
If you have been following financial news lately, you have probably noticed that the Indian stock market is going through a huge IPO boom. In fact, many experts are calling it the festival season of IPOs in India. Earlier, the stock market was dominated by traditional sectors like banks, steel companies, and oil refineries.
What Putin’s 2025 India Visit Means for India–Russia Trade and Business Ties
In the world of high-stakes diplomacy, some visits are merely ceremonial. Others, however, have the potential to shift the economic landscape. Russian President Vladimir Putin’s anticipated visit to India in 2025 falls firmly into the second category. For decades, New Delhi and Moscow have shared a special bond. However, the world has changed drastically
Christmas Sales 2025: Consumer Behaviour Shifts and What MSMEs Should Know
The festive period is no longer limited to a few days in December. In 2025, Christmas sales have evolved into a multi-week, digitally driven shopping cycle influenced by changing consumer priorities, tighter budgets, and higher expectations around convenience. For MSMEs, this shift presents both challenges and opportunities. Those who understand how buying behaviour is
