In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
The Credit Shift: Why Small Businesses Are Moving Away From Traditional Banks
The landscape of lending in India has witnessed a drastic change in the last few years. The banks are usually the first preference for the modern entrepreneur. Instead, a massive migration is happening. From the bustling tech hubs of Bangalore to the local manufacturing units in Ranchi, small businesses are turning their backs on
Vibrant Gujarat Global Summit Jan 2026: Funding Tips for MSMEs to Grab Deals & Partnerships
For a Micro, Small, or Medium Enterprise (MSME) owner, the Vibrant Gujarat Global Summit 2026 is the “Olympics of Business.” It is the place where a small factory in Rajkot or a tech start-up in Ahmedabad can find a partner from Germany or an investor from Japan. But with thousands of businesses competing for
The maths really does change with government support. PM E-DRIVE has allocated ₹2,000 crore solely for charging infrastructure, and many states have their own capital subsidy on top of that. In India, you are able to set up a charging point without a licence provided you follow the guidelines and technical standards laid out
Running a business means facing many situations that would lead to a move, business expansion, an update in contact information, or growth of your revenue over a period of time. Any time that you have changes to your business information, make sure to keep your Udyam registration updated. There are many entrepreneurs who think
Depending on the business stage and funding requirement, women applicants can apply for different categories of Mudra loans under PMMY, with loan amounts going up to ₹10 lakh. For many aspiring entrepreneurs, especially first-time business owners, the scheme creates easier access to formal credit and helps support self-employment and financial independence. What is Mudra
RBI’s Latest Lending Guidelines for NBFCs: What Small Business Borrowers Must Know
For years, NBFCs have been the go-to funding source for Indian small businesses needing speed and flexibility. But as we stand in December 2025, the rules of the game have changed. The Reserve Bank of India (RBI) has implemented stringent RBI guidelines for NBFCs, shifting the focus from mere growth to absolute transparency and
