In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
In 2026, there are plenty of opportunities for anyone who wants to start their own business. You don’t need a huge amount of money to begin, and even a budget of ₹1 lakh can be enough to launch a small business ideas that is practical and profitable in 2026. With this amount, you can
With increasing digitisation of financial services, the CKYC regime simplifies routine identity verification. Once your KYC details are registered in the Central KYC Records Registry (CKYCRR), managed by CERSAI, you get a unique CKYC number that can be used across banks, mutual funds, insurance companies and other regulated institutions, without submitting physical documents each
GST Rates in India 2026: Complete List of Tax Slabs & Item-Wise Rates
What is GST Rate System in India? India’s tax landscape changed fundamentally in July 2017 when the Goods and Services Tax replaced a complicated web of central and state levies, including VAT, excise duty, and service tax, with a single unified indirect tax system. At the heart of this system are the GST rates
PM Kisan Status Check Using Aadhaar 2026: How to Check Online
PM Kisan status check is essential for farmers to track their ₹2,000 instalments under the PM Kisan Samman Nidhi Yojana. If you want to check PM Kisan status using the Aadhaar card, this guide explains the complete step-by-step process for 2026. For many farmers, the quarterly instalment of ₹2,000 is a crucial support for
Many MSME owners complete Udyam registration once and then forget about it completely. But as businesses grow, turnover changes, business activities expand, or financial records get updated, the information linked to the MSME certificate may also need revision. This is why understanding how to renew MSME certificate step by step and maintain updated Udyam
How to Check RTGS Status With UTR Number? A Step-By-Step Guide
Real-time Gross Settlement (RTGS) is one of the fastest electronic fund transfer systems in India. If you want to confirm whether your money has been successfully transferred, you can perform an RTGS status check using UTR number. The RTGS UTR number tracking process helps you identify and verify your transaction instantly. One of the
