In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
Government Launches Niryat Protsahan & Niryat Disha – Two New Schemes Every Exporter Must Know
Many people in India run small businesses, manufacturing goods, processing food items, making garments, handicrafts, or providing services. Often, these businesses have the potential to sell their products outside India, but exporting feels complicated and risky. Questions about finance, paperwork, foreign regulations, and logistics deter many from taking the first step. To address these
Today, agriculture is no longer just about the plough; it is about precision, patents, and profitability. With the beginning of 2026, the conversation has shifted squarely to the New Seed Bill. For the thousands of Micro, Small, and Medium Enterprises (MSMEs) operating in the agri-sector, this legislation is not just paperwork. It is a
We often think of taxes and loans as two completely different buckets. One is what you give to the government; the other is what you get from a lender. In reality, they are deeply connected. The fluctuations in GST rates can affect your ability to borrow money. Recent GST changes and shifting credit trends
The Global Fintech Fest 2025 proved why it is one of the most influential platforms shaping the future of financial services. Bringing together policymakers, banks, startups, technology providers, and investors worldwide, the event highlighted how innovation is transforming access to finance, particularly for Micro, Small, and Medium Enterprises (MSMEs). For MSMEs, access to timely
Lessons from Venezuela Crisis: Why MSMEs Need Financial Buffer Against Export Market Volatility
In the 1970s, Venezuela was the wealthiest nation in South America, its economy buoyed by vast oil reserves and a bustling middle class. For small and medium-sized enterprises (MSMEs) looking to expand, it was a land of infinite promise. Fast forward to the present day, and the Venezuela economic crisis has become one of
What the New ₹20,000 Crore Export Credit Guarantee Means for Small Businesses
For years, the fear of non-payment from international clients has been the invisible wall keeping thousands of brilliant Indian MSMEs (Micro, Small and Medium Enterprises) from shipping their goods overseas. But the ground beneath us is shifting. The Indian government recently approved a massive capital infusion of ₹4,400 crore into the Export Credit Guarantee
