In India, Micro, Small, and Medium Enterprises (MSMEs) are the backbone of the country’s economic growth, generating employment and contributing significantly to the GDP. However, accessing credit has often been a significant challenge for such enterprises, especially for startups and small-scale businesses. This is where responsible lending plays a transformative role. At LendingKart, responsible lending […]
Have you ever walked into a bank to open a savings account, only to feel like you are doing bureaucratic work? You’ve got your Aadhaar card, your PAN, three passport-sized photos, and a mountain of forms to sign. Then, two weeks later, you decide to invest in a mutual fund or buy insurance, and
With increasing digitisation of financial services, the CKYC regime simplifies routine identity verification. Once your KYC details are registered in the Central KYC Records Registry (CKYCRR), managed by CERSAI, you get a unique CKYC number that can be used across banks, mutual funds, insurance companies and other regulated institutions, without submitting physical documents each
