FAQs

Frequently Asked Questions

Yes, your credit score is an important factor in determining LendingKart business loan eligibility, as it reflects repayment behaviour and credit discipline. However, we also assess business performance and cash flow.

At LendingKart, we typically require a minimum business vintage of around 6-12 months. This helps us assess stability while evaluating overall business loan eligibility.

No, we offer unsecured business loans, so you do not need to provide any collateral or security. You can easily start your online business loan apply process without pledging business or personal assets.

We maintain transparency around fees and charges. Any applicable costs are clearly communicated during the loan apply online process, so you know exactly what you are signing up for before proceeding.

Yes, once you submit your application, you can track its progress digitally. LendingKart lets you online loan apply and monitor updates in real time, making the instant loan apply experience smooth and hassle-free.

The maximum amount available under an unsecured business loan depends on factors such as your business income, credit history, and overall unsecured business loan eligibility. With LendingKart, you can get loan amounts ranging from ₹1 lakh to ₹35 lakh.

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