Yes, LendingKart may approve loans for businesses with irregular income. However, inconsistent cash flow can lead to stricter evaluation, and it may impact the approved loan amount, interest rate, or terms.
Yes, LendingKart may approve loans for businesses with irregular income. However, inconsistent cash flow can lead to stricter evaluation, and it may impact the approved loan amount, interest rate, or terms.
Absolutely. Women-led businesses are encouraged to apply under LendingKart business loan eligibility norms.
To be eligible, your business should have a minimum turnover of ₹75,000 in the three months preceding the loan application. This criterion is considered while assessing overall business loan eligibility at LendingKart.
A good score helps, but we consider multiple parameters beyond credit score alone.
Yes, your business must be operational for a minimum of 12 months to be eligible. This operational history helps us accurately assess MSME loan eligibility and your business’s repayment capacity.
Please refer to our Schedule of Charges for a detailed list of all applicable fees. At present, no pre-closure charges are levied.