We calculate the eligible amount based on turnover, cash flow, credit profile, and existing liabilities. You can also get an estimate using a business loan eligibility calculator.
We calculate the eligible amount based on turnover, cash flow, credit profile, and existing liabilities. You can also get an estimate using a business loan eligibility calculator.
Yes, self-employed professionals and MSMEs can apply with us, provided they meet basic income and documentation requirements under our business loan eligibility criteria.
Yes, your credit score is an important factor in determining LendingKart business loan eligibility, as it reflects repayment behaviour and credit discipline. However, we also assess business performance and cash flow.
At LendingKart, we typically require a minimum business vintage of around 6-12 months. This helps us assess stability while evaluating overall business loan eligibility.
Yes, but your total EMI obligations are considered to ensure you are not over-leveraged. EMIs should ideally not exceed 40-50% of income.
Yes. LendingKart provides unsecured business loans, meaning no property or asset is required as security.