Interest rates start as low as 13.5% per annum, depending on loan type, amount, and repayment profile.
Interest rates start as low as 13.5% per annum, depending on loan type, amount, and repayment profile.
Yes. LendingKart evaluates other data points like GST filings, bank statements, and cash flow performance, not just credit scores.
You will need your business registration proof, bank statements, GST filings, and basic KYC documents such as ID and address proof.
To qualify for a LendingKart business loan, applicants should be self-employed individuals, MSMEs, or small businesses with at least 12 months of operations and consistent revenue. The business must be registered in India and demonstrate healthy cash flow and repayment capacity, supported by financial documents and a credit assessment.
You can apply for a business loan online via LendingKart’s website. Fill out a simple form, upload your documents, and get approval digitally without visiting a branch.
No. LendingKart offers a fully online application process, so you can apply and receive funds without visiting a branch.