FAQs

Frequently Asked Questions

Self-employed individuals, MSMEs, startups, and small businesses with at least 12 months of operations and steady income can apply. Eligibility is based on factors like business turnover, cash flow, credit score, and repayment capacity.

A business loan is financial support provided to MSMEs and entrepreneurs for managing operations, expansion, or working capital. Once approved, the loan amount is disbursed to your account and repaid with interest through regular EMIs over a set tenure.

You can use the loan for working capital, buying machinery, expanding operations, hiring staff, or other business-related expenses.

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