Quick Read
- Your EPF balance represents the contributions made during your service period and the interest earned in the account.
- The EPFO passbook can be used to review the deposits that have been made into the fund and to monitor your account activity.
- It is also important to ensure that the information on your UAN and other details are updated to make it easier for you to use the EPFO services.
- The periodic checking of your PF account will help you find out if there are any discrepancies.
PF savings may seem like just another deduction from your salary, but over time, those monthly contributions can add up to a pretty nice financial cushion. The problem is, your savings can sneak up on you and leave you with little idea of what is happening in your account. That is why knowing how to access your PF records can be so valuable.
What is an EPF Balance, and Why Should You Check it?
Your EPF balance is the combined amount in your Employees’ Provident Fund account that consists of the employees’ and employers’ eligible contributions, including the amounts of interest that have been accumulated.
Checking your EPF balance can help you:
- Track employee and employer contributions
- Verify the correct crediting of the contribution
- Review the amount of retirement savings
- Detect any delays in payments
- Maintain a record of the PF account
How Can You Check The EPFO Balance Online?
You can check your EPF balance online using the EPFO Member Passbook portal by performing the steps listed below.
- Go to the EPFO Member Passbook portal
- Enter the UAN and password to complete the verification process
- Select the relevant PF member ID
- Check your contribution details and available balance
- The EPFO Member Passbook portal provides the EPFO passbook & claim
Additionally, EPFO services can be accessed via UMANG, the unified portal of the Government of India.
How to Check EPFO Balance Through SMS?
You can check your EPF balance through SMS by sending an SMS from your registered mobile number. The message should be in the following format:
- EPFOHO UAN (Send it to 7738299899)
To receive the message in the preferred language, you need to type the language code in the three-letter format at the end of your UAN. This facility helps you to know your provident fund balance and contribution details without logging on to the EPFO portal.
What is The PF Balance Check Number?
The PF balance check number given by EPFO for the missed call is 9966044425. You can make a missed call from your mobile number, through which you have registered your UAN, to get the details of the EPF balance available in your account without logging into the EPFO passbook portal.
How to Check EPFO Balance Using the UMANG App?
You can also check your PF account details using the UMANG application for EPFO services. Here is a step-by-step procedure for checking PF account details using the UMANG app:
- Open the UMANG app and select the EPFO tab
- Select the relevant employee service on the new page
- Choose the passbook or balance option for PF-related services
- Enter your UAN and complete the OTP verification process
- Your EPFO account details will be displayed on the screen
The UMANG app may update its services, so the above procedures or options on the screen might change slightly.
How to Download the EPFO Passbook?
You can check and download your EPFO passbook via the official EPFO Member Passbook portal. It provides detailed information regarding your PF contributions, interest, and account activity.
Steps to download the EPFO passbook:
- Visit the official EPFO Member Passbook portal
- Log in to the portal by entering your UAN and password
- Choose the relevant PF member ID
- Check contribution entries and the available balance
- Download or print your passbook for your reference, if required
An EPFO passbook is helpful for viewing contribution entries over a period, especially if you have worked with multiple employers in the past.
What Should You Do if Your EPF Balance is Not Updated?
In case your EPF account is not up to date, you may first check whether or not the last payment has been made to your EPF account. In case there is a payment that should be there but isn’t, you can:
- Check your salary slip to confirm whether PF has been deducted
- Ask your employer to cross-verify the same
- Check your EPF passbook after some time
- If the problem persists, you can raise a grievance with the EPFO
Also, keeping your UAN, registered mobile number, and KYC details updated can help you prevent such issues.
Conclusion
It is essential to regularly check your PF balance to keep track of the retirement funds, verify your deposits, and identify if there are any discrepancies in your EPFO account. There are various methods through which a person can check their PF details. These include the EPFO passbook, SMS, missed call, and UMANG services.
Running businesses involves taking care of operational needs as well as keeping tabs on personal finances. Here at Lendingkart, we recognise that cash flows can get strained due to business operational issues like working capital gaps, purchasing of inventory, etc. We offer online business loans to eligible entrepreneurs to meet such business operational requirements while keeping their long-term EPF savings focused on their intended purpose.
Frequently Asked Questions (FAQs)
1. What is the easiest way to check the EPFO balance?
The EPFO Member Passbook portal is one of the simplest ways to check your EPF balance online using your UAN and password. You can also use SMS, missed calls, or UMANG.
2. What is the current PF balance check number?
The current EPFO Member Passbook portal lists 9966044425 for PF balance enquiries through missed call.
3. How can I check my EPFO passbook balance online?
Visit the official EPFO Member Passbook portal, log in with your UAN and password, select your member ID, and view the available balance and contribution details.
4. Can I check the EPFO balance without the UAN?
Online EPF balance services generally require a UAN. If you do not know your UAN, you can use the Know Your UAN facility on the EPFO member portal.
5. How can I check the EPFO balance through SMS?
Send the EPFOHO UAN to 7738299899 from your registered mobile number.
