Access a secured loan against an eligible property for working capital, expansion, and other business needs.
RBI Registered NBFC
Access a secured loan against an eligible property for working capital, expansion, and other business needs.
RBI Registered NBFC
LOAN AMOUNT
₹10 lakh – ₹1 crore
INTEREST RATE
14% p.a* onwards
REPAYMENT TENURE
Up to 15 years*
Access a secured business loan with a digital-first experience, faster approval, and a secure, paperless process.
Quick turnaround with digital verification for a streamlined loan process.
Encrypted handling of your documents and data throughout the loan journey.
Upload your documents, complete verification, and proceed digitally.
Stay informed about your loan application at every step.
Use our LAP calculator to estimate your monthly EMI based on the loan amount, interest rate, and tenure.
Tell us about yourself, your business, and your secured loan requirement.
Submit your KYC, income, and property documents for the required verification.
Receive your loan amount after successful approval and completion of the required formalities.
Tell us about yourself, your business and your secured loan requirement.
Submit your KYC, income and property documents for the required verification.
Receive your loan amount after completion of the required formalities.
21 - 65 years
Age
Minimum 3 Years
Business vintage
Within 50 km of a Lendingkart branch
Geo Limit
Minimum 650
CIBIL score
Up to 75%
FOIR/ DBR
Up to 70%*
Loan-to-value
*Additional documents may be required based on your profile and property.*
Funding solutions for self-employed traders, manufacturers, service providers, and professionals.
Sole Proprietorships / One-Person Companies
Partnership Firms
Private Limited Companies
Limited Liability Partnerships (LLPs)
Sole Proprietorships / One-Person Companies
Partnership Firms
Private Limited Companies
Limited Liability Partnerships (LLPs)
Locate your nearest branch and connect with a relationship manager for personalised assistance
A Loan Against Property (LAP) is a secured loan for business where an eligible residential or commercial property is offered as security to access funds for business needs.
Eligible business owners who meet the applicable Lendingkart eligibility and lending criteria can apply for a Loan Against Property for business.
Eligible residential or commercial properties may be considered as security, subject to applicable property, ownership, and legal requirements.
The loan amount depends on factors such as the property’s value, applicable loan-to-value criteria, applicant profile, and repayment capacity.
A business Loan Against Property can help meet eligible business needs such as working capital, expansion, equipment purchases, and other business-related expenses, subject to applicable terms.
