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Relationship Manager – Secured

Some high level things you would own but not limited to :

Sourcing

Ø 
Conduct
market study and prepare market maps to streamline sourcing

Ø 
Cold-call
on potential clients and constantly track their demand for MSME Loan requirements

Ø 
Conduct
market visits and promote Bank’s various products to prospective customers

Ø 
Understanding
Customers requirement for Business loan and pitching the right product as per
requirement

Ø 
Explain
the product details and benefits to the customers.

Ø  Achieving
Monthly Targets as defined in Goal sheet

Ø 
Work
as a team in achieving the branch targets.

Ø 
Customer
Service

Ø 
Portfolio
Maintenance

Maintain Daily sales report and generate the leads, and
follow up the leads till close

Pre and Post disbursement

Ø 
Helping
to customers for complete documentation process of Sanction and Disbursement.

Ø 
Helping
to customers customer needs & solving their queries regarding the product.

Senior Relationship Manager – Secured

Some high level things you would own but not limited to :

Sourcing

Ø 
Conduct
market study and prepare market maps to streamline sourcing

Ø 
Cold-call
on potential clients and constantly track their demand for MSME Loan requirements

Ø 
Conduct
market visits and promote Bank’s various products to prospective customers

Ø 
Understanding
Customers requirement for Business loan and pitching the right product as per
requirement

Ø 
Explain
the product details and benefits to the customers.

Ø  Achieving
Monthly Targets as defined in Goal sheet

Ø 
Work
as a team in achieving the branch targets.

Ø 
Customer
Service

Ø 
Portfolio
Maintenance

Maintain Daily sales report and generate the leads, and
follow up the leads till close

Pre and Post disbursement

Ø 
Helping
to customers for complete documentation process of Sanction and Disbursement.

Ø 
Helping
to customers customer needs & solving their queries regarding the product.

Senior Relationship Manager – Secured

Some high level things you would own but not limited to :

Sourcing

Ø 
Conduct
market study and prepare market maps to streamline sourcing

Ø 
Cold-call
on potential clients and constantly track their demand for MSME Loan requirements

Ø 
Conduct
market visits and promote Bank’s various products to prospective customers

Ø 
Understanding
Customers requirement for Business loan and pitching the right product as per
requirement

Ø 
Explain
the product details and benefits to the customers.

Ø  Achieving
Monthly Targets as defined in Goal sheet

Ø 
Work
as a team in achieving the branch targets.

Ø 
Customer
Service

Ø 
Portfolio
Maintenance

Maintain Daily sales report and generate the leads, and
follow up the leads till close

Pre and Post disbursement

Ø 
Helping
to customers for complete documentation process of Sanction and Disbursement.

Ø 
Helping
to customers customer needs & solving their queries regarding the product.

Relationship Manager – Secured

 Some high level
things you would own but not limited to :

Sourcing

Ø 
Conduct
market study and prepare market maps to streamline sourcing

Ø 
Cold-call
on potential clients and constantly track their demand for MSME Loan requirements

Ø 
Conduct
market visits and promote Bank’s various products to prospective customers

Ø 
Understanding
Customers requirement for Business loan and pitching the right product as per
requirement

Ø 
Explain
the product details and benefits to the customers.

Ø  Achieving
Monthly Targets as defined in Goal sheet

Ø 
Work
as a team in achieving the branch targets.

Ø 
Customer
Service

Ø 
Portfolio
Maintenance

Maintain Daily sales report and generate the leads, and
follow up the leads till close

 Pre and Post disbursement

Ø 
Helping
to customers for complete documentation process of Sanction and Disbursement.

Ø 
Helping
to customers customer needs & solving their queries regarding the product.

Relationship Manager – Secured

 Some high level
things you would own but not limited to :

Sourcing

Ø 
Conduct
market study and prepare market maps to streamline sourcing

Ø 
Cold-call
on potential clients and constantly track their demand for MSME Loan requirements

Ø 
Conduct
market visits and promote Bank’s various products to prospective customers

Ø 
Understanding
Customers requirement for Business loan and pitching the right product as per
requirement

Ø 
Explain
the product details and benefits to the customers.

Ø  Achieving
Monthly Targets as defined in Goal sheet

Ø 
Work
as a team in achieving the branch targets.

Ø 
Customer
Service

Ø 
Portfolio
Maintenance

Maintain Daily sales report and generate the leads, and
follow up the leads till close

Pre and Post disbursement

Ø 
Helping
to customers for complete documentation process of Sanction and Disbursement.

Ø 
Helping
to customers customer needs & solving their queries regarding the product.

Senior Relationship Manager – Secured

 Some high level
things you would own but not limited to :

Sourcing

Ø 
Conduct
market study and prepare market maps to streamline sourcing

Ø 
Cold-call
on potential clients and constantly track their demand for MSME Loan requirements

Ø 
Conduct
market visits and promote Bank’s various products to prospective customers

Ø 
Understanding
Customers requirement for Business loan and pitching the right product as per
requirement

Ø 
Explain
the product details and benefits to the customers.

Ø  Achieving
Monthly Targets as defined in Goal sheet

Ø 
Work
as a team in achieving the branch targets.

Ø 
Customer
Service

Ø 
Portfolio
Maintenance

Maintain Daily sales report and generate the leads, and
follow up the leads till close

 Pre and Post disbursement

Ø 
Helping
to customers for complete documentation process of Sanction and Disbursement.

Ø 
Helping
to customers customer needs & solving their queries regarding the product.

Credit Manager – Secured

Sourcing

  • File checking for document sufficiency as per the policy.

  • Feedback the upfront discrepancies to the sales team.

  • Create the file on processing system / tracking systems.

  • Handling credit tools such as CAM.

  • Doing reference check, Cash flow analysis & Doing collateral verification

  • Analyzing Credit worthiness of the Customers on the basis of Banking, Salary Slips and other income docs.

  • Calculation of Debt burden and analyzing Credit worthiness of the Customers on the basis of previous Track records

  • Preparation of Credit Appraisal Memo & forwarding the same case once it’s cleared to Cluster Manager

  • Maintaining TAT for approval

Pre and Post disbursement

  • Verification of the Post Approval Documentation along with any Subject to Condition Approval requirements.

  • Ensure the completion of Risk Screening (FCU) process for all files

  • Post Disbursal Documentation

  • End Use Verification

  • Maintain audit and compliance.

  • Responsible for collection.

Branch Manager – Secured

Sourcing

  • Conduct market study and prepare market maps to streamline sourcing

  • Conduct market visits and promote Bank’s various products to prospective customers 

  • Achievement of Annual Operating Plan

  • Ensuring Sales executives achieve their Threshold Targets

  • Adherence to audit & compliance guidelines

  • Following the TAT for disbursement with focus on First Time Right and Post Disbursement Documentation complete

  • Attrition Control & filling hiring gaps. Maintaining Team cohesiveness

  • Control on Portfolio Attrition

  • Ensuring all registers are maintained in Branch

  • Ensure all corporate office initiatives are being implemented

  • Ensure Profitability of Business at Branch level

  • Regular Customer Visits

  • Ensure there is no Manpower Gap

  • Motivate staff to achieve targets and earn incentives

  • Cross selling of products like S/A account, Insurance, Other loans.

  • Conduct performance review of sales executives and suggest if some improvement is to be done.

  • Maintaining the MIS, generating reports.

Pre and Post disbursement

  • Helping to customers for complete documentation process of Sanction and Disbursement

  • Helping to customers customer needs & solving their queries regarding the product

  • Monitoring of the account post disbursal

  • Ensure compliance with sanction terms

Relationship Manager – Secured

Sourcing

  • Conduct market study and prepare market maps to streamline sourcing

  • Cold-call on potential clients and constantly track their demand for MSME Loan requirements

  • Conduct market visits and promote Bank’s various products to prospective customers 

  • Understanding Customers requirement for Business loan and pitching the right product as per requirement

  • Explain the product details and benefits to the customers.

  • Achieving Monthly Targets as defined in Goal sheet

  • Work as a team in achieving the branch targets.

  • Customer Service

  • Portfolio Maintenance 

  • Maintain Daily sales report and generate the leads, and follow up the leads till close

Pre and Post disbursement

  • Helping to customers for complete documentation process of Sanction and Disbursement.

  • Helping to customers customer needs & solving their queries regarding the product.

Relationship Manager – Secured

Sourcing

  • Conduct market study and prepare market maps to streamline sourcing

  • Cold-call on potential clients and constantly track their demand for MSME Loan requirements

  • Conduct market visits and promote Bank’s various products to prospective customers 

  • Understanding Customers requirement for Business loan and pitching the right product as per requirement

  • Explain the product details and benefits to the customers.

  • Achieving Monthly Targets as defined in Goal sheet

  • Work as a team in achieving the branch targets.

  • Customer Service

  • Portfolio Maintenance 

  • Maintain Daily sales report and generate the leads, and follow up the leads till close

Pre and Post disbursement

  • Helping to customers for complete documentation process of Sanction and Disbursement.

  • Helping to customers customer needs & solving their queries regarding the product.

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