Quick Read
- PMMVY offers monetary assistance to pregnant women and those who have delivered a child.
- The eligibility criteria for the PMMVY scheme are based on the social and economic status of the woman, as mentioned in the PMMVY 2.0 guidelines.
- The benefit amount depends on the child’s birth order. Eligible women receive ₹5,000 for their first child, while ₹6,000 is provided for their second child if the child is a girl, subject to the scheme’s eligibility conditions.
- The PMMVY application form can be filled online, whereas the Anganwadi and ASHA workers can help in filling the form too.
There are many factors to keep in mind while expecting a child: doctor’s visits, diet, childbirth and postpartum care, as well as the care of the newborn. Some women who meet the required criteria can receive some amount of money under Pradhan Mantri Matru Vandana Yojana (PMMVY). But who qualifies for the scheme, what amount can they receive, and how can they register themselves? Everything you need to know regarding the PMMVY scheme eligibility criteria and application process is mentioned below.
What is the PMMVY Scheme?
The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a maternity benefit programme run by the central government. It aims to provide monetary help to eligible pregnant women and lactating mothers. Being under the umbrella of Mission Shakti, it also seeks to compensate women for the loss of wages during pregnancy and encourage women to seek appropriate medical aid during their pregnancy and after childbirth.
PMMVY 2.0 was launched nationwide in 2017. The new scheme provides benefits for the first two newborn children. The component for the second birth of a girl child has been introduced with effect from April 1, 2019, subject to the eligibility criteria and other terms and conditions of the scheme.
Who is Eligible for Pradhan Mantri Matru Vandana Yojana?
The Pradhan Mantri Matru Vandana Yojana is available to pregnant women and nursing mothers who satisfy the social/economic eligibility criteria as defined by the scheme. A woman will be considered eligible if she:
- Belongs to an SC or ST community
- Has a BPL or NFSA ration card
- Possesses an e-Shram or MGNREGA job card
- Is a beneficiary under PMJAY or PM-KISAN
- Belongs to a family with an annual income of less than ₹8 lakh
- Is a pregnant or lactating AWW, AWH, or ASHA worker
- Falls under any of the other categories, as may be notified by the Central Government
Women employed in the Central or State Government or a Public Sector Undertaking (PSU) and who are already receiving maternity benefits under applicable laws are not eligible under PMMVY.
What are the Benefits of PMMVY?
The primary advantage of the PMMVY scheme is financial assistance to eligible women during pregnancy and following childbirth. Under this scheme, the payout depends on whether it is the first living child or the second living child and whether the second child is a girl.
| Child | Benefit | Payment |
| First living child | ₹5,000 | ₹3,000 + ₹2,000 in two instalments |
| Second living child, if a girl | ₹6,000 | Single instalment |
- First living child: The ₹3,000 instalment is linked to pregnancy registration and at least two antenatal check-ups. The remaining ₹2,000 is released after birth registration and completion of the child’s first cycle of universal immunisation at 14 weeks.
- Second living child, if a girl: The benefit is subject to pregnancy registration, antenatal care, birth registration and the applicable immunisation requirements.
How to Apply for PMMVY and What Documents are Required?
Eligible women can apply through the PMMVY portal, with or without the help of an Anganwadi or ASHA worker. The documents and information needed to apply may vary depending on the beneficiary’s eligibility category.
The following information must be available before applying for the PMMVY online:
- Aadhaar and mobile number
- Bank or post office account information
- Pregnancy and antenatal care details
- Eligibility category proof
- Childbirth and immunisation details, if applicable
To apply online, go to the official website of PMMVY, fill out the required beneficiary and pregnancy details along with the documents to apply, and then wait for the application process to be completed. Moreover, keep the reference details handy to check on the status of the application if needed.
Wrapping Up
The Pradhan Mantri Matru Vandana Yojana can offer financial support to eligible women during pregnancy and after childbirth. While it could help bear some expenses, there are other regular household expenses to consider during this period.
For a business owner, this could mean dealing with the possibility of a cash flow crunch and other business-related expenses in order to keep the business running. At Lendingkart, we understand that the working capital requirements of your business do not come to a standstill because of your personal expenses. We give loans to businesses for working capital needs and also for the growth capital needs of MSMEs, which help businesses to overcome their problems of cash flow in their business without making a mixture of their personal and business funds.
Frequently Asked Questions (FAQs)
1. What is the Pradhan Mantri Matru Vandana Yojana?
The Pradhan Mantri Matru Vandana Yojana is a maternal welfare programme which offers monetary help to deserving pregnant ladies and lactating mothers under the DBT system.
2. How much money is given under PMMVY?
Eligible beneficiaries receive ₹5,000 for the first living child in two instalments. A ₹6,000 benefit is available for the second living child if it is a girl, subject to the scheme conditions.
3. How can I complete PMMVY registration?
PMMVY registration can be completed through the official PMMVY portal. Anganwadi and ASHA workers can also assist eligible beneficiaries with the application.
4. Can I apply for PMMVY online?
Yes. Eligible beneficiaries can use the official PMMVY portal to apply online.
5. What is the PMMVY benefit for the second girl child?
Women eligible under the scheme will be provided with an amount of ₹6,000 as one installment for their second child, who should be a baby girl.
