Collateral is an asset pledged against a loan. For unsecured business loans, collateral is generally not required.
Collateral is an asset pledged against a loan. For unsecured business loans, collateral is generally not required.
Business loans are meant for business purposes and are assessed on the company’s financials and cash flows. Personal loans are based on individual income and credit history, usually offering lower amounts and shorter tenures.
A business loan or LendingKart MSME loan allows you to grow your business without using personal savings. With competitive rates, fast approval, and transparent terms, it supports responsible borrowing for sustainable growth.
Self-employed individuals, MSMEs, startups, and small businesses with at least 12 months of operations and steady income can apply. Eligibility is based on factors like business turnover, cash flow, credit score, and repayment capacity.
A business loan is financial support provided to MSMEs and entrepreneurs for managing operations, expansion, or working capital. Once approved, the loan amount is disbursed to your account and repaid with interest through regular EMIs over a set tenure.
You can raise complaints via email or phone. The Grievance Redressal Officer ensures timely resolution, typically within 30 working days.