Yes. LendingKart evaluates alternative data such as GST filings, bank statements, and business performance alongside credit scores to determine eligibility.
Yes. LendingKart evaluates alternative data such as GST filings, bank statements, and business performance alongside credit scores to determine eligibility.
Submit complete and accurate documents, ensure consistent business revenue, and provide clear cash flow details for faster verification and approval.
You need your business registration proof, bank statements, GST filings, and basic KYC documents such as ID and address proof.
You can apply online on the LendingKart website by filling out a quick form and uploading basic KYC, business registration proof, bank statements, and GST filings. The process is entirely digital; no branch visit is required.
Maintain updated financial records, demonstrate consistent revenue, and ensure timely repayment of any existing obligations.
No. With proper documentation, steady business revenue, and good repayment discipline, unsecured loans are simple and quick to process.