Yes, repayment behaviour impacts your credit profile. Timely repayment of your LendingKart business loan can positively influence your credit score, while delayed or missed payments may have a negative effect on your overall business loan eligibility in the future.
Yes, you may apply for another loan, provided your repayment history is satisfactory and you meet the LendingKart business loan eligibility criteria. Factors such as current liabilities, cash flow, and credit behaviour are assessed before approval.
GST registration is not mandatory in all cases for a LendingKart business loan. However, having GST registration often strengthens your business loan eligibility by providing clearer financial records and supporting faster assessment.
No, our unsecured loans do not require collateral, making it easier to business loan apply online.
Basic KYC, bank statements, and business details are required when applying for a business loan online.
Once approved, your unsecured business loan in India is disbursed within just 3 days, with the loan amount directly transferred to your bank account, significantly faster than traditional bank timelines.
