We offer customised interest rates that are fair and transparent, starting from 13.5% per annum. The final rate depends on your risk assessment and business loan eligibility, and is clearly communicated before you apply online with us.
We offer customised interest rates that are fair and transparent, starting from 13.5% per annum. The final rate depends on your risk assessment and business loan eligibility, and is clearly communicated before you apply online with us.
Our interest rates are determined based on your business profile, turnover, creditworthiness, and repayment capacity, even when you opt for a business loan instant approval.
We calculate the eligible amount based on turnover, cash flow, credit profile, and existing liabilities. You can also get an estimate using a business loan eligibility calculator.
Yes, self-employed professionals and MSMEs can apply with us, provided they meet basic income and documentation requirements under our business loan eligibility criteria.
Yes, your credit score is an important factor in determining LendingKart business loan eligibility, as it reflects repayment behaviour and credit discipline. However, we also assess business performance and cash flow.
At LendingKart, we typically require a minimum business vintage of around 6-12 months. This helps us assess stability while evaluating overall business loan eligibility.