Absolutely. Women-led businesses are encouraged to apply under LendingKart business loan eligibility norms.
Absolutely. Women-led businesses are encouraged to apply under LendingKart business loan eligibility norms.
To be eligible, your business should have a minimum turnover of ₹75,000 in the three months preceding the loan application. This criterion is considered while assessing overall business loan eligibility at LendingKart.
A good score helps, but we consider multiple parameters beyond credit score alone.
Yes, your business must be operational for a minimum of 12 months to be eligible. This operational history helps us accurately assess MSME loan eligibility and your business’s repayment capacity.
Our MSME loan interest rate depends on business risk profile and creditworthiness. We offer customised interest rates that are fair and transparent, starting from 17.25% per annum.
At LendingKart, we primarily offer fixed MSME interest rates, ensuring your EMIs remain predictable throughout the loan tenure. The rate is customised based on your business profile and business loan eligibility, and is clearly communicated before you apply.