What is the minimum and maximum interest rate charged by LendingKart?

By Lendingkart

Posted on: January 27, 2026

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Quick Summary

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We offer customised interest rates that are fair and transparent, starting from 13.5% per annum. The final rate depends on your risk assessment and business loan eligibility, and is clearly communicated before you apply online with us.

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I/We hereby confirm that I/We have read, understood and agree to the "T & C", "Terms Of Use" and "Privacy Policy". I/We hereby provide my/our consent to Lendingkart Finance Limited (LFL), its affiliate(s), and authorised "third parties" to send communication via SMS, E-mail, Phone Call and WhatsApp. I/We hereby provide my/ our consent for the purpose of the loan application (credit underwriting and performing KYC process) including but not limited to: (a) make inquiries with credit bureaus; (b) fetch Goods and Services Tax Identification Number (GSTIN) using my/our Permanent Account Number (PAN); (c) view, save, download and store CKYCR records, update or report my/our KYC details with the Central KYC Registry (CERSAI); (d) share the information with the affiliate(s) and lending partners. I/We understand that any or all of these consents can be withdrawn any time before disbursement via Opt-Out Mechanism. Click here to know more. I/We acknowledge that detailed information on Insurance and other Third Party Products are available on "Insurance Product Details", and that these offerings are entirely voluntary. I/We have reviewed the product details including features, terms and understand offers will be based on suitability.