Schedule of Charges



NACH registration or activation

INR 30/- per registration

Late payment charges or Penal interest

INR 300/- (Rupees three hundred only) for each overdue installment of Loan; and 0.1% (zero points one percent) per day on the overdue installment of Loan.

Dishonour charges

INR 150/- (Rupees one hundred and fifty only) towards each cheque dishonoured. INR 20/- (Rupees twenty only) towards each dishonour of the ECS/ NACH transaction.

Instrument swap charges

INR 500/- (Rupees five hundred only) per swap.

Change in account mapping

INR 500/- (Rupees five hundred only) per request.

Legal charges

On an actual basis.

Please note:

  • Charges above are inclusive of GST and government levy (if any).
  • Schedule of charges are subject to change as per the Lender’s discretion from time to time. The Lender reserves the right to introduce any new charges or fees, as it may deem appropriate. Please visit to view the updated charges.