|
Ø File
checking for document sufficiency as per the policy.
Ø Feedback
the upfront discrepancies to the sales team.
Ø Create
the file on processing system / tracking systems.
Ø Handling
credit tools such as CAM.
Ø Doing
reference check, Cash flow analysis & Doing collateral verification
Ø Analyzing
Credit worthiness of the Customers on the basis of Banking, Salary Slips and
other income docs.
Ø Calculation
of Debt burden and analyzing Credit worthiness of the Customers on the basis
of previous Track records
Ø Preparation
of Credit Appraisal Memo & forwarding the same case once it’s cleared to
Cluster Manager
Maintaining TAT for approval
|
Pre
and Post disbursement
Ø Verification
of the Post Approval Documentation along with any Subject to Condition
Approval requirements.
Ø Ensure
the completion of Risk Screening (FCU) process for all files
Ø Post
Disbursal Documentation
Ø End Use
Verification
|
Ø Responsible
for collection.
|
Ø Maintain
audit and compliance.
|
|
