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Happy Diwali

Best Wishes

Diwali – Celebrating light in all its Glory

28.10.2016

The message of ‘Happy Diwali’, often conveyed along with sweets, savories and beautiful smiles has been in Indian culture since ages. People have celebrated this festival of light with a gusto that negates all every sorrowful event that has ever occurred during the year. In many regions of India, this festival falls on the same …

Small Business Ideas with Low Investment

Business Ideas

200+ Small Business Ideas with Low Investment

25.05.2019

Small Business Ideas with Low Investment and High Profits Men and Women: An entrepreneur struggles for capital that can enable him to successfully realize his idea. For any entrepreneur, a great business is one that is not capital intensive. There are many small business ideas that require very less investment. These ideas, if executed well, …

Small Business Ideas with Low Investment

Business Loan

200+ Small Business Ideas with Low Investment

Small Business Ideas with Low Investment and High Profits Men and Women: An entrepreneur struggles for capital that can enable him to successfully realize his idea. For any entrepreneur, a great business is one that is not capital intensive. There are many small business ideas that require very less investment. These ideas, if executed well, …

Business Loan

Needs of an Entrepreneur Infographic

15.05.2019

An Entrepreneur is a unique person who can provide disproportionate contribution to the overall fabric of the society. Passion, Perseverance & Persistence: Passion is a strong and barely controllable emotion that culminates into something that is almost always bigger than the person carrying it within himself / herself.  Perseverance is a rather mature emotion. It’s not …

Business Loan

Problems faced by Women Entrepreneurs in India Infographic

Women face a lot of Social Stigma when it comes to handling/starting a Business. As per a census by the Government of India, women constitute around only 14% of the total entrepreneurship i.e. 8.05 million out of the total 58.5 million entrepreneurs in India. The reason for such a low percentage has a lot to …

nbfc for business loan

Business Loan

Banks or NBFC: Which is better for Business Loan?

11.05.2019

Bank or NBFC for Business Loan Overview As a business owner, your reliance on loans from banks is quite understood as the business goes through several ups and downs. There would be very few businesses which can withstand unpredictable business cycles and manage headwinds without worrying about any business loan. For those who are unable …

business loan

Business Loan

Can Business Loan affect your Personal Credit Score?

09.05.2019

Does Business Loan Affect My Credit Score Transforming an idea into a full-fledged business which is up and running is intimidating, especially if you are a young entrepreneur with no prior experience. It is when you start, you realize that there are several aspects to running a business. Credit score is one such aspect which …

business loan of closed business

Business Loan

What happens to a Business Loan if the Business isn’t working?

06.05.2019

Business loan has garnered rapid popularity and has made significant developments in India. As per a research, 64% of all loans disbursed in 2018 were SME loans. Despite their huge contributions, SMEs are unable to access funds for reasons like lack of credit history, inadequate financial records and more. However, just like a coin has …

small business loan

Business Loan

Success Formula for Small Businesses

02.05.2019

“Sometimes when you innovate, you make mistakes. It is best to admit them quickly, and get on with improving your other innovations,” said Steve Jobs.  Such inspiring quotations of Steve Jobs have become business mantras for start-up founders. Steve Jobs and Steve Wozniak who founded Apple from a garage in 1976 are inspirations for budding …

business loan

Business Loan

Business Loan vs Personal Loan: Which Is Better for Small Business?

25.04.2019

India has the third largest number of start-ups in the world. We have great entrepreneurial energy and passion. Access to affordable capital is critical for small businesses to thrive and grow to generate enough operating income to sustain by themselves. The government has been playing a role with the launch of schemes such as Mudra …

business loan repayment

Business Loan

Got stuck Paying the Loan Repayments? – Try these Tips

24.04.2019

Debt is one person’s liability, but another person’s asset, rightly said economist Paul Krugman. If you are a business owner, then you should understand the implications of taking a loan and the worth of Krugman’s words. According to a lending platform which conducted an analysis of funding by NBFCs and P2P sector found that nearly …

unsecured business loan for school

Business Loan

School Loan – Business Loan for Private School in India

03.06.2019

What Can A School Do With 50 Lakh Worth Unsecured Loan A well-rounded education system nudges student to explore avenues beyond the confines of academic excellence. This is the reason why parents seek private schools that can offer state-of-the-art education infrastructure to match international standards for their children. In today’s competitive environment, schools have to …

Business Loan for Grocery Store

Business Loan

How LendingKart helped Pawan Singh expand his Grocery Store business

17.04.2019

There are times when you want to unshackle and set yourself free from a regular job. The idea of starting your own business from scratch can give a kick like no other thing in this world. Also, Indian start-up ecosystem is thriving making it the best time to take that leap of faith. Unlike earlier …

small business loan checklist

Business Loan

Small Business Loan Application Checklist

12.04.2019

With easy accessibility of loans and various lending options, business owners are in a much better position today. But before you decide to take your business to the next level, make sure it is moving in the right direction and is set to achieve the intended targets. Earlier getting a loan sanctioned from bank would …

small business trends 2019

Business Loan

Small Business Trends to watch out in 2019

08.04.2019

India’s GDP growth at 6.6% bears a testimony to its development which thrives on the growth of small businesses among other factors. Let us crunch more numbers on the growing economic powerhouse: At 6.6% India grew faster than China’s 6.4% GDP growth in the third quarter. As the fastest growing economy in the world, India …

Business Loan

Starting a New Business – Infographic

05.04.2019

Starting new business is not difficult. There are seven steps you will have to take in order to take in order to become a business owner. Business Plan First and foremost, you need to formulate your business plan. In order to do so you need to grab a pen and paper and write down a …

The Role of Textile Sector and How to get loan for textile business

Business Loan

The Role of Textile Sector and How to get loan for textile business

27.12.2018

Did you know? India has one of the oldest textile industries in the world. Throughout the course of world history, Indian textiles have remained a fascination in the middle-eastern and western societies. Today, textiles exports contribute almost 11 per cent to the total export by the country and the textiles industry provides employment for millions. …

The 9 Best Resources for Startup Loans in India

Business Loan

Startup Business Loan

21.12.2018

A new business generally requires some form of business finance to take off from the ground. With the opening up of markets since 1991, the financial services market in India has seen exponential growth in terms of products and services. Nowadays, there are many ways a small business owner can raise capital for his/her enterprise. …

What Experts are Saying About Taking Startup Business Loans

Business Loan

What Experts are Saying About Taking Startup Business Loans?

17.12.2018

Being an entrepreneur is more about creativity than financial pursuits. Successful enterprises are started with an innovative idea that grows to become a viable product or service. Such products or services can either be a means to fulfil the requirements of the day or a means to create an entirely new market. In both cases, …

Which one is better, Crowdfunding or Small Business Loan

Business Loan

Which one is better, Crowdfunding or Small Business Loan?

14.12.2018

The world of business finance has seen a rapid transformation in recent years. Today, there are as many as fifty financial products and services, catering to different sets and sub-sets of business loan seekers. These products have made it very difficult for a first-time loan seeker to pick and choose a financial vehicle that will …

Government Small Businesses loan scheme

Business Loan

Top 5 Government Loan Schemes for Small Businesses in India

11.12.2018

India was recently termed as the only, truly emerging market in the world at the moment. A part of this growth is fueled by the micro, small and medium enterprises of the country. The SME sector contributes over 40% of the total GDP and remains a critical source of employment for the India’s growing population. …

How a Business Loan Can Keep Your Enterprise out of Trouble

Business Loan

How a Business Loan Can Keep Your Enterprise out of Trouble?

07.12.2018

The biggest question to answer when you apply for a business loan is how that amount is going to be useful for your business. If you do not have a definitive answer to that particular questions, perhaps you should hold-off getting a business loan. The way a business loan can help your business depends on …

Why Your Business Loan Did Not Work out the way you Planned

Business Loan

Why Your Business Loan Did Not Work out the way you Planned

04.12.2018

You applied for a business loan and your application was approved after a lot of back and forth with the bank. Finally, you received the funds in your account and set about implementing the changes that your organization needed. However, six months down the line, you are paying the loan EMIs every month but the …

4 Easy Steps to Get Machinery Loan without Security in India

Business Loan

4 Easy Steps to Get Machinery Loan without Security in India

29.11.2018

A small business owner in need for business finance has to go through a lot of hassle in India. Traditional lenders are slow and set in their age-old ways of approving business loans, which can be detrimental for modern businesses who need to move quickly to occupy critical market space. There are several ways quick …

Finding the Best Option for Refinancing Your Business Loan

Business Loan

Finding the Best Option for Refinancing Your Business Loan

22.11.2018

Business loans allow a small or medium enterprise to expand its operations, streamline working capital, and boost manufacturing. In India, both banks and non-banking financial companies offer business loans and loan refinancing for SMEs. Loan refinancing can help a business save more money in repayments of an existing loan. However, selecting the right lending partner …

Making Your Wife a Guarantor for Your Business – Things to Know

Business Loan

Things to Know When Making Your Wife a Guarantor for Your Business

05.11.2018

Most small and medium businesses need to stabilize before they can make profits. This initial phase requires capital and may make or break a new business venture. That is why most startup owners look for funding or business loans to meet their immediate asset creation and working capital needs. Now, getting a business loan can …

Warning Signs That State Your Business Is in Big Trouble

Business Loan

Warning Signs That State Your Business Is in Big Trouble

02.11.2018

Most of the times, businesses that go into insolvency are taken by surprise on the suddenness of the event. It happens because most small and medium businesses are focused on day-to-day operations and fail to realize that there is something wrong with the larger picture. So, when the hammer finally falls, everyone is surprised and …

Small Business Loan Interest Rate

Business Loan

Top Factors that have an Effect on Your Business Loan Interest Rates

18.10.2018

If you are a small and medium business owner, you would know what a chore it can be to secure a business loan. Apart from the general problem of securing business finance, SME owners also face exploitative interest rates, unfeasible loan repayment schedules, and high prepayment penalties. This in turn reduces their trust in institutional …

Five Key Challenges Faced by India’s Women Entrepreneurs

Business Loan

Five Key Challenges Faced by India’s Women Entrepreneurs

12.10.2018

Every day, the age-old stereotypes of India’s patriarchal society are being broken by enterprising women artists, business leaders and political personalities. The newfound institutional and social support has enabled aspiring women to come out and challenge men in almost every field. The small and medium enterprise industry is no different and many such businesses, helmed …

gst become turning point for smes india

Business Loan

How GST has Become a Turning Point for SMEs of India

09.10.2018

The Goods and Services Tax (GST) was cleared in 2017 after a decade long parliamentary hold up. Since then, the GST has raised India’s ease of doing business index as well as government revenues from small and medium enterprises. SMEs have also benefitted from the GST as it facilitates a simple tax regime for the …

get a short term business loan

Business Loan

Facing a Temporary Cash Crunch? Get a Short-Term Business Loan

05.10.2018

Cash crunches can occur due to unfavorable business environment, changes in government policies (e.g. demonetization and GST) or seasonal shifts in sales. However, with some prudent financial management and the help of FinTech services, you can avoid problems like shortage of working capital loan which are usually associated with a cash crunch. Here are some …

why a business loan is better than liquidating personal savings or assets

Business Loan

Why a Business Loan is Better than Liquidating Personal Savings or Assets

04.10.2018

A number of external and internal factors can disrupt the finances of a small business. In many such cases, these financial disruptions require urgent capital infusion to keep the business competitive. While every small business owner would like to avoid such difficulties, sometimes getting financial help is the only answer. Now, in Indian society, there …

how to improve the chances of getting a business loan approval

Business Loan

How to Improve the Chances of Getting a Business Loan Approval?

26.09.2018

It takes money to make money. Even if you have a great business idea, it will take some initial investment to market it and bring it to fruition. Unsecured small business loans are a popular choice for quick business finance due to their small ticket sizes and faster approval process. However, not every business loan …

why fin-tech lenders have become the best choice for business finance

Business Loan

Why Fintech Lenders Have Become The Best Choice For Business Finance

24.09.2018

As we very well know, the public and private sector banks in the country are burdened by an unprecedented NPA problem at this moment. As a domino effect, correctional measures taken by the banks has made it harder for small and medium enterprises to get business loan approvals. Also, banks in India still lack business …

why unsecured business loans have become popular in india

Business Loan

Reasons why Unsecured Business Loans have Become Popular in India

21.09.2018

A lack of adequate working capital can hinder the daily operations of your business, threatening both short-term and long-term growth. Seeking help from a traditional lender, like a bank or financial institution, comes at a cost. These institutions seek guarantee for their money and demand a valuable asset to be put up as collateral for …

small business trends to follow in 2018

Business Loan

Small Business Trends to follow in 2018

06.09.2018

Every year pans out differently for small business owners. The rapidly changing scenes of our growing digital economy means new trends and practices are getting in and out at regular intervals. Take for example the phase of demonetisation and then the implementation of GST, both of these decisions have had quite an impact on small …

how whatsapp for business-can benefit your small business

Business Loan

How WhatsApp for Business can Benefit your Small Business

05.09.2018

WhatsApp has effectively replaced the traditional SMS in India. There are two primary reasons behind the platform’s success – a fall in mobile data costs and the advent of affordable smartphones. The success of WhatsApp eventually invited the interest from the American IT giants and soon after it was taken over by Mark Zuckerberg’s Facebook, …

unsecured business loan

Business Loan

How an Unsecured Business Loan is the Safest Bet for Growing Your Business?

18.07.2018

When you are planning to raise short-term finance, an unsecured loan can be the best way to do so. The safety offered by an unsecured small business loan is one of its primary selling points. You are not required to put up equipment or property as collateral when applying for an unsecured loan. Notwithstanding the …

Quick Small Business Loans

Business Loan

Grow Your Business with Quick Small Business Loans

14.07.2018

Every business follows a different approach towards loans and institutional finance. As an independent business owner you may or may not have borrowed money in the past to achieve your business goals. If you have not taken a business loan in the past, it is but natural to be a little averse to taking up …

Autumn Wallpapers (29)

Business Loan

KYC Documents – What You Have and What is Needed

08.03.2018

Getting a business loan in India requires a lot of meticulous planning on a small business owner’s part. One aspect of this planning is getting the KYC documents in order. Here we have compiled a list of documents that you generally need when applying for a business loan. A Checklist of Documents Required to Apply …

Instant Business

Business Loan

Lendingkart Instant Business Loans App – Loans Under 5 Minutes

16.01.2018

Lendingkart Instant Business Loans Business loans for startups are a difficult thing to achieve. For existing businesses, the story is different. A business can apply for a working capital loan based on its age and turnover. Banks have been the usual go-to option for people and businesses for getting financial aid. Alternative digital lenders or …

The working capital angle

Business Loan

Small Business Loans – The Working Capital Angle

26.04.2017

Ever since I started off in a retail lending team at HDFC Bank and even now, as a decision-maker in one of the leading fintech lenders of the nation, I have always been asked by clients about the kind of business loan that would be the best for every situation. Simply put, there is no …

Small Business Loan - What to Avoid and What to Keep an Eye out for

Business Loan

Small Business Loans – Why and Why Not

19.04.2017

When it comes to financials that concern your organization’s growth and prosperity, you would never want to take a chance, would you? Additionally, when it comes to your personal life, you’d always want a steady flow of income and a safety net to secure your and your family’s future as well. This brings us to …

A small business loan to start a business

Business Strategy

How to Get a Small Business Loan for a Startup

03.06.2019

Small Business Loan to Start a Business For a new entrepreneur, one of the biggest hurdles to resolve and overcome is the need for capital. Funds are critical to any business venture. Finding ways to raise money can sometimes become a full-time occupation for a business owner. A business loan can be a very important …

small business loan

Business Strategy

Success Formula for Small Businesses

02.05.2019

“Sometimes when you innovate, you make mistakes. It is best to admit them quickly, and get on with improving your other innovations,” said Steve Jobs.  Such inspiring quotations of Steve Jobs have become business mantras for start-up founders. Steve Jobs and Steve Wozniak who founded Apple from a garage in 1976 are inspirations for budding …

How a Business can Perfect the Art of Getting Investment We Drop 7 Tips

Business Strategy

How a Business can Perfect the Art of Getting Investment? We Drop 7 Tips

20.11.2018

Have you noticed that some businesses simply hit the nail on its head when it comes to attracting capital funding? They seem to be operating on the perfect game plan, with great products, impressive numbers and promising profit margins. So, how do they do it? Well, in today’s post, we are sharing a list of …

Making Your Wife a Guarantor for Your Business – Things to Know

Business Strategy

Things to Know When Making Your Wife a Guarantor for Your Business

05.11.2018

Most small and medium businesses need to stabilize before they can make profits. This initial phase requires capital and may make or break a new business venture. That is why most startup owners look for funding or business loans to meet their immediate asset creation and working capital needs. Now, getting a business loan can …

Warning Signs That State Your Business Is in Big Trouble

Business Strategy

Warning Signs That State Your Business Is in Big Trouble

02.11.2018

Most of the times, businesses that go into insolvency are taken by surprise on the suddenness of the event. It happens because most small and medium businesses are focused on day-to-day operations and fail to realize that there is something wrong with the larger picture. So, when the hammer finally falls, everyone is surprised and …

Fintech Advances Are Creating New Opportunities For Micro-Businesses In India

Business Strategy

Fintech Advances Are Creating New Opportunities For Micro-Businesses In India

25.10.2018

Traditionally, small and micro-business owners face a lot of hurdles when trying to raise cash from banks and other public institutions of finance. The bureaucratic and risk averse mentality of these institutions makes borrowing money difficult for upcoming businesses even if they have their finances in order. In such cases, a small business owner usually …

Five Key Challenges Faced by India’s Women Entrepreneurs

Business Strategy

Five Key Challenges Faced by India’s Women Entrepreneurs

12.10.2018

Every day, the age-old stereotypes of India’s patriarchal society are being broken by enterprising women artists, business leaders and political personalities. The newfound institutional and social support has enabled aspiring women to come out and challenge men in almost every field. The small and medium enterprise industry is no different and many such businesses, helmed …

why fin-tech lenders have become the best choice for business finance

Business Strategy

Why Fintech Lenders Have Become The Best Choice For Business Finance

24.09.2018

As we very well know, the public and private sector banks in the country are burdened by an unprecedented NPA problem at this moment. As a domino effect, correctional measures taken by the banks has made it harder for small and medium enterprises to get business loan approvals. Also, banks in India still lack business …

how whatsapp for business-can benefit your small business

Business Strategy

How WhatsApp for Business can Benefit your Small Business

05.09.2018

WhatsApp has effectively replaced the traditional SMS in India. There are two primary reasons behind the platform’s success – a fall in mobile data costs and the advent of affordable smartphones. The success of WhatsApp eventually invited the interest from the American IT giants and soon after it was taken over by Mark Zuckerberg’s Facebook, …

best small business practices-to-adopt in a new financial year

Business Strategy

Best Small Business Practices to Adopt in a New Financial Year

04.09.2018

A small business owner is always striving to give his/her business the right environment to thrive. Here, environment implies having a good workplace, hiring efficient employees, getting the right equipment, developing fruitful relationships and most important of all, gaining access to proper financing and working capital. The last point is most important because every business …

5 Tax Saving Tips for Small Business Owners in India

Business Strategy

5 Tax Saving Tips for Small Business Owners in India

13.08.2018

For running your own business in India you require a string of statutory compliances and remember to pay the attached fees and taxes. Even after the implementation of GST last year, the Indian taxation system remains complex as ever and your business ends up paying a significant amount in taxes to the government. Today, we …

unsecured business loan

Business Strategy

How an Unsecured Business Loan is the Safest Bet for Growing Your Business?

18.07.2018

When you are planning to raise short-term finance, an unsecured loan can be the best way to do so. The safety offered by an unsecured small business loan is one of its primary selling points. You are not required to put up equipment or property as collateral when applying for an unsecured loan. Notwithstanding the …

online lenders

Business Strategy

Why Online Lenders are a Better Choice

15.03.2018

Online Lenders – The Better Choice Small businesses are increasingly moving towards online business loans and finance options for expanding their operations. Online lenders offer several benefits over financing from commercial banks, such as Flexi EMIs and quick short-ticket finance. This has made these non-banking financial institutions the choice of modern MSMEs. For example, today, …

MSME Loans - Risky and Profitable Business Types

Business Strategy

Demystifying MSME Loans

19.02.2018

MSME Loans – Risky and Profitable Business Types Micro, Small and Medium Enterprises are the largest employment providers in India. Their contribution to overall employment in the country is pegged at 69%. Also, the MSME sector is responsible for almost 45% of the manufacturing industry and drive 40% of our total exports. These are significant …

Credit History - How it Gets Better Loan Amounts

Business Strategy

Credit History – How It Gets Better Loan Amounts

09.02.2018

Credit History and its Importance When you go for a business loan, the one thing that matters the most is your credit history or business credit score. Credit history is basically a statement of your loans and repayments in the past. Credit rating is assigned by rating agencies such as CIBIL and CRISIL. Here are …

How Business Loan Interest Rates Work

Business Strategy

Business Loan Interest Rates – Factors and Features to Getting an Optimal Rate

28.12.2017

How Business Loan Interest Rates Work Ever wonder why business loan interest rates vary from lender to lender? There are several factors based on which every financial lender such as a bank or an NBFC determines the interest rate for any loan. The same holds true for a business loan as well. The more you …

The Importance of Choosing the Right Business Loan

Business Strategy

Business Loan – Importance of Choosing the Right One

26.12.2017

When you are considering taking a business loan, there are a lot of things that you check out, both online and offline. One might check out online EMI calculators, ask friends about online business loans, visit the websites of online loan providers and do a comparison of business loan interest rates. This due diligence is …

Small Business Financing Options

Business Strategy

5 Clever Small Business Financing Options in India

20.11.2017

For a new small business in India, like everywhere else globally, finance is the key to success and sustenance. Efficient and consistent fundraising is not the easiest of jobs. Still it does not have to be the toughest either. Traditionally banks tend to be the first and most preferred source of raising capital. Though they …

Customer Engagement Returns and Refunds

Business Strategy

Why Customer Engagement is Important? Part 3 – Returns and Refunds

30.10.2017

As an entrepreneur in today’s times, it is important to understand the value of customer engagement and how it is linked directly to the success of your business. An interactive relationship with your customers helps boost positive brand loyalty and this goes a long way in boosting the overall credibility of your business. The advent …

customer-engagement P1

Business Strategy

Why Customer Engagement is Important? Part 1 – Rave Reviews and Rants

27.09.2017

Customer engagement has become an important parameter for business success today. In this context, customer engagement is now almost synonymous to customer satisfaction. Customer engagement can happen through both online and offline channels. Positive customer engagement not only boosts your brand’s reputation but can also help drive sales. There are several ways a business interacts …

How a CRM can help

Business Strategy

Got a Growing Sales Team? A CRM can help!

19.09.2017

So here’s the thing. Growth of a business and consequently a larger sales team is a potentially positive development. A larger sales team means that more customers are being catered to. At least more clients are wanting to engage with your business which led you to hire more people. All of this is great. However, …

Advertising for SMEs

Business Strategy

Advertising for SMEs – Do You Need It?

22.08.2017

SMEs for the most part are strapped for funds. In fact, because of this, fundraising becomes an almost ongoing activity for entrepreneurs. Given that money is tight, every rupee counts. When accounting for costs, as a small or medium business owner you need to take stock quite carefully and expenditure must be decided based on …

The GST Game

Business Strategy

The GST Game – What Can SMEs Do to Stay Ahead?

27.07.2017

With GST having become a reality now, every business and service provider is dealing with its ramifications, the good ones as well as the bad ones. As a business owner, no matter what you think of GST, India’s biggest tax reform is here to stay. In case you are looking for how dual GST works …

Growing your business online

Business Strategy

The Ultimate Guide To Grow Your Business Online

07.07.2017

Given the economic climate, for any business intending to grow to its maximum potential, there is no shying away for exploring the online space. In fact, as a small business owner what is important and critical for you to understand is that optimizing your business on the web is no longer a choice that you …

cashflow_may

Business Strategy

Keeping your Company’s Cash Flow Happy – Debugging Budgeting!

30.05.2017

Keeping your Company’s Cash Flow Happy Does cash flow translate to revenue? Certainly not. Deteriorating revenue with a robust cash flow is not going to be a saving grace for a failing company, but a good cash flow plan in a relatively stable business can work wonders. The important thing to note here is that …

6 Amazing Ways to Execute Ideas for Small Businesses

Business Strategy

6 Amazing Ways to Execute Ideas for Small Businesses

22.05.2017

Idea is the core of every business. As somebody who is either interested in starting a new business or is already on that journey and now looking for growth, you are meant to know that, right? What you might know however is that sometimes even the best ideas fail due to the inability of the …

11 Things Finance_competition

Business Strategy

11 Important Things Your Competition Can Teach You About Finance

12.05.2017

Competition is the bane and blessing for every business owner. As a business owner you need to keep an eye out for what your competition is doing. This is the ground rule and needs to be followed. In principal, keeping a track of others who are in the same business as you whether it’s for …

tips to increase your small or medium business credit score

Credit Score

Tips to Increase Your Small or Medium Business’s Credit Score

27.09.2018

Poor credit rating is one of the foremost reasons for rejected business loan applications. In recent years, main stream banking sector has become increasingly wary of lending to small and medium businesses. A major factor behind this is the rise in non-performing assets (NPAs) marring the banking sector, which has made the banks risk-averse. Nowadays, …

G Sindhu

Customer Corner

750% Growth – This is How Success is Defined!

02.05.2017

The Curtain Call of Coir – G Sindhu’s Entrepreneurial Story In 2007, a remote area of Modakupatti in Tirupur saw the emergence of Evergreen Enterprises. As a company that dealt in coconut and coconut products primarily, it wasn’t much of a contrasting setup in the locale. The defining trait in the company was that it …

Entrepreneurs

Government MSME Schemes for Entrepreneurs

30.05.2019

The Government of India offers some schemes to the MSME’s as they lack in resources and Technology and need assistance from big companies. Below are the schemes offered by the Indian government to Micro, Small and Medium Enterprises. MSME Schemes – Launched by the Indian Government for Entrepreneurs Udyog Aadhaar memorandum Zero Defect Zero Effect …

A small business loan to start a business

Financial Management

How to Get a Small Business Loan for a Startup

03.06.2019

Small Business Loan to Start a Business For a new entrepreneur, one of the biggest hurdles to resolve and overcome is the need for capital. Funds are critical to any business venture. Finding ways to raise money can sometimes become a full-time occupation for a business owner. A business loan can be a very important …

Financial Management

Factors That Led to the Growth of NBFCs in India

30.05.2019

The transformation of Non-Banking Financial Companies (NBFC) in India in the past few years plays an important role in growth of Indian Financial system. NBFC’s have emerged successful as compared to Banks as their customized product offerings help individuals with their financial needs. NBFC Credit Market growth is as shown below. Financial Year Growth 2016 …

Reasons Why You Might Be Failing At Working Capital Management

Financial Management

Reasons Why You Might Be Failing At Working Capital Management

26.11.2018

Small and medium enterprises are particularly vulnerable to improper management of their assets and liabilities. Most SME assets are in the form of current assets and their current liabilities are often a source of external finance, given the difficulties of getting a business loan for such enterprises. Oftentimes, SMEs have to resort to vendor financing …

How a Business can Perfect the Art of Getting Investment We Drop 7 Tips

Financial Management

How a Business can Perfect the Art of Getting Investment? We Drop 7 Tips

20.11.2018

Have you noticed that some businesses simply hit the nail on its head when it comes to attracting capital funding? They seem to be operating on the perfect game plan, with great products, impressive numbers and promising profit margins. So, how do they do it? Well, in today’s post, we are sharing a list of …

Making Your Wife a Guarantor for Your Business – Things to Know

Financial Management

Things to Know When Making Your Wife a Guarantor for Your Business

05.11.2018

Most small and medium businesses need to stabilize before they can make profits. This initial phase requires capital and may make or break a new business venture. That is why most startup owners look for funding or business loans to meet their immediate asset creation and working capital needs. Now, getting a business loan can …

Warning Signs That State Your Business Is in Big Trouble

Financial Management

Warning Signs That State Your Business Is in Big Trouble

02.11.2018

Most of the times, businesses that go into insolvency are taken by surprise on the suddenness of the event. It happens because most small and medium businesses are focused on day-to-day operations and fail to realize that there is something wrong with the larger picture. So, when the hammer finally falls, everyone is surprised and …

how to raise funds for your startup

Financial Management

Here’s How You Can Raise Funds for Your Startup

01.10.2018

All startup businesses begin with exciting new ideas and high hopes. However, it is also an unfortunate fact that most startups run into unforeseen financial and operational difficulties within the first year of their operations. Business researchers often point to a number of reasons that are responsible for the failure of a promising new venture. …

why fin-tech lenders have become the best choice for business finance

Financial Management

Why Fintech Lenders Have Become The Best Choice For Business Finance

24.09.2018

As we very well know, the public and private sector banks in the country are burdened by an unprecedented NPA problem at this moment. As a domino effect, correctional measures taken by the banks has made it harder for small and medium enterprises to get business loan approvals. Also, banks in India still lack business …

best small business practices-to-adopt in a new financial year

Financial Management

Best Small Business Practices to Adopt in a New Financial Year

04.09.2018

A small business owner is always striving to give his/her business the right environment to thrive. Here, environment implies having a good workplace, hiring efficient employees, getting the right equipment, developing fruitful relationships and most important of all, gaining access to proper financing and working capital. The last point is most important because every business …

Aadhaar for Business Loans

Financial Management

Aadhaar and Business Loans – How They are Connected

08.05.2018

Aadhaar Card has become one of the most important personal identification document of our time. The government issued ID is regulated by the Aadhaar Act and managed by the Unique Identification Authority of India. Here are some steps taken by the government to make Aadhaar an integral part of the Indian financial system. Mandatory linking …

MSME Loans - Risky and Profitable Business Types

Financial Management

Demystifying MSME Loans

19.02.2018

MSME Loans – Risky and Profitable Business Types Micro, Small and Medium Enterprises are the largest employment providers in India. Their contribution to overall employment in the country is pegged at 69%. Also, the MSME sector is responsible for almost 45% of the manufacturing industry and drive 40% of our total exports. These are significant …

Credit History - How it Gets Better Loan Amounts

Financial Management

Credit History – How It Gets Better Loan Amounts

09.02.2018

Credit History and its Importance When you go for a business loan, the one thing that matters the most is your credit history or business credit score. Credit history is basically a statement of your loans and repayments in the past. Credit rating is assigned by rating agencies such as CIBIL and CRISIL. Here are …

EMI Calculators and Business Loans

Financial Management

EMI Calculators and Business Loans – Facts and Myths

04.01.2018

When you search the internet for getting a small business loan for your enterprise, a number of business loan EMI calculators and loan offerings pop up in your search results. For a person applying for their first commercial loan, it might get confusing. This post helps you in understanding the formula used by an online …

Attractive Interest Rates from Lendingkart

Financial Management

Lendingkart offers Attractive Interest Rates for SME Loans

21.11.2017

Small and medium enterprises in India are growing at an exponential rate. The Indian Government has launched several schemes for their benefit. Furthermore, the introduction of GST and online portals has increased the ease of doing business in India. You can now quickly gain approvals for new projects or much-needed expansions. However, to get things …

Small Business Financing Options

Financial Management

5 Clever Small Business Financing Options in India

20.11.2017

For a new small business in India, like everywhere else globally, finance is the key to success and sustenance. Efficient and consistent fundraising is not the easiest of jobs. Still it does not have to be the toughest either. Traditionally banks tend to be the first and most preferred source of raising capital. Though they …

Credit Scores – Part 1

Financial Management

Credit Scores – Part 1: The What, Who and When

02.08.2017

“Sorry, we won’t be able to process your loan application because your credit score is too low.” As a person who has availed loans before, I can testify to how much this single statement can hurt. Especially when there is a pressing need of funds, and you know that the low credit scores are mostly your …

Why Dual GST

Financial Management

Why Dual GST and How it will affect your Business?

23.07.2017

Businesses all over the country have felt the impact of the government’s decision to change the country’s goods and services tax code. The new tax, GST, will change the way our country does business, affecting all businesses engaged in sale/supply of goods or supply of services. What is GST? The Goods and Services Tax (GST) …

Working Capital Management for Small Business Owners

Financial Management

Working Capital Management for Small Business Owners

16.06.2017

Working Capital Management for Small Business Owners Any business can have different sources of income and efficient management of the same can work wonders in the running of the business. While startup capital and fixed assets are typically long term, for the day-to-day running of any business, an efficient cash flow structure is necessary. In …

11 Things Finance_competition

Financial Management

11 Important Things Your Competition Can Teach You About Finance

12.05.2017

Competition is the bane and blessing for every business owner. As a business owner you need to keep an eye out for what your competition is doing. This is the ground rule and needs to be followed. In principal, keeping a track of others who are in the same business as you whether it’s for …

G Sindhu

Financial Management

750% Growth – This is How Success is Defined!

02.05.2017

The Curtain Call of Coir – G Sindhu’s Entrepreneurial Story In 2007, a remote area of Modakupatti in Tirupur saw the emergence of Evergreen Enterprises. As a company that dealt in coconut and coconut products primarily, it wasn’t much of a contrasting setup in the locale. The defining trait in the company was that it …

General Finance

Factors That Led to the Growth of NBFCs in India

30.05.2019

The transformation of Non-Banking Financial Companies (NBFC) in India in the past few years plays an important role in growth of Indian Financial system. NBFC’s have emerged successful as compared to Banks as their customized product offerings help individuals with their financial needs. NBFC Credit Market growth is as shown below. Financial Year Growth 2016 …

nbfc for business loan

General Finance

Banks or NBFC: Which is better for Business Loan?

11.05.2019

Bank or NBFC for Business Loan Overview As a business owner, your reliance on loans from banks is quite understood as the business goes through several ups and downs. There would be very few businesses which can withstand unpredictable business cycles and manage headwinds without worrying about any business loan. For those who are unable …

Government Small Businesses loan scheme

General Finance

Top 5 Government Loan Schemes for Small Businesses in India

11.12.2018

India was recently termed as the only, truly emerging market in the world at the moment. A part of this growth is fueled by the micro, small and medium enterprises of the country. The SME sector contributes over 40% of the total GDP and remains a critical source of employment for the India’s growing population. …

Making Your Wife a Guarantor for Your Business – Things to Know

General Finance

Things to Know When Making Your Wife a Guarantor for Your Business

05.11.2018

Most small and medium businesses need to stabilize before they can make profits. This initial phase requires capital and may make or break a new business venture. That is why most startup owners look for funding or business loans to meet their immediate asset creation and working capital needs. Now, getting a business loan can …

SMEs business loan interest rates

General Finance

Indian Government Reduces the Tax Burden on SMEs

15.10.2018

Indian economy has stayed robust for the past few years. Global credit rating agencies continue to display confidence in the Indian economy and the government is also optimistic about meeting its fiscal targets. This in turn has prompted the government into taking on some bold reforms to the Indian economic system in the past. In …

how to raise funds for your startup

General Finance

Here’s How You Can Raise Funds for Your Startup

01.10.2018

All startup businesses begin with exciting new ideas and high hopes. However, it is also an unfortunate fact that most startups run into unforeseen financial and operational difficulties within the first year of their operations. Business researchers often point to a number of reasons that are responsible for the failure of a promising new venture. …

why fin-tech lenders have become the best choice for business finance

General Finance

Why Fintech Lenders Have Become The Best Choice For Business Finance

24.09.2018

As we very well know, the public and private sector banks in the country are burdened by an unprecedented NPA problem at this moment. As a domino effect, correctional measures taken by the banks has made it harder for small and medium enterprises to get business loan approvals. Also, banks in India still lack business …

best small business practices-to-adopt in a new financial year

General Finance

Best Small Business Practices to Adopt in a New Financial Year

04.09.2018

A small business owner is always striving to give his/her business the right environment to thrive. Here, environment implies having a good workplace, hiring efficient employees, getting the right equipment, developing fruitful relationships and most important of all, gaining access to proper financing and working capital. The last point is most important because every business …

5 Tax Saving Tips for Small Business Owners in India

General Finance

5 Tax Saving Tips for Small Business Owners in India

13.08.2018

For running your own business in India you require a string of statutory compliances and remember to pay the attached fees and taxes. Even after the implementation of GST last year, the Indian taxation system remains complex as ever and your business ends up paying a significant amount in taxes to the government. Today, we …

Best Free Accounting Software for Small Businesses in India

General Finance

Best Free Accounting Software for Small Businesses in India

10.08.2018

Did you know that you can save a lot of time and money by adhering to smart accounting? Most small business owners do not always prioritize accounting, as there are other tasks on their to-do list which seem more urgent. However, there is a reason behind accounting being a separate arm of business management, accounting …

Digital Banking in India

General Finance

Digital Banking in India for Quick Business Loan Approvals

22.05.2018

Digital banking is fast becoming the new normal in India. While there is still a lengthy road ahead for total digital integration of the financial sector, at least the ground work is moving apace with latest technologies such as credit cards, net banking, e-wallets and now UPI as well. Digital banking is also helping businesses …

Difference between Working Capital and Startup Loans

General Finance

Difference between Working Capital and Startup Loans

26.03.2018

Online Lenders – The Better Choice Small businesses are increasingly moving towards online business loans and finance options for expanding their operations. Online lenders offer several benefits over financing from commercial banks, such as Flexi EMIs and quick short-ticket finance. This has made these non-banking financial institutions the choice of modern MSMEs. For example, today, …

Business Loan Index - Terms used by Lenders

General Finance

Business Loan Index – What You Need to Know

22.02.2018

The rapid growth of MSME sector in India means there is a lot of financial lending activity going on right now. While applying for these unsecured business loans and working capital loans, entrepreneurs are often left asking for explanation of certain banking terms used by the lenders. In this post, we are covering the commonly …

Business Registration

General Finance

Business Registration – Helping in Faster Loan Approvals

14.02.2018

When your business model is ready to move from its pilot phase, the first thing to do is to register your company. Business registration in India can be done online through the Ministry of Corporate Affairs portal. Apart from giving legality to your operations, there are numerous reasons why you should register your business. Get …

Attractive Interest Rates from Lendingkart

General Finance

Lendingkart offers Attractive Interest Rates for SME Loans

21.11.2017

Small and medium enterprises in India are growing at an exponential rate. The Indian Government has launched several schemes for their benefit. Furthermore, the introduction of GST and online portals has increased the ease of doing business in India. You can now quickly gain approvals for new projects or much-needed expansions. However, to get things …

Customer Engagement Returns and Refunds

General Finance

Why Customer Engagement is Important? Part 3 – Returns and Refunds

30.10.2017

As an entrepreneur in today’s times, it is important to understand the value of customer engagement and how it is linked directly to the success of your business. An interactive relationship with your customers helps boost positive brand loyalty and this goes a long way in boosting the overall credibility of your business. The advent …

Customer Engagement Revenue Impact

General Finance

Why Customer Engagement is Important? Part 2 – Revenue Impact

09.10.2017

The rapid homogenising of product and services has made marketers shift focus to customer experience (UX). In our previous article, we explained the importance of reviews and rants leading to customer engagement for online and offline enterprises. In this post, we will be analysing the impact of a positive UX on your revenues. Most businesses …

Credit Scores – Part 1

General Finance

Credit Scores – Part 1: The What, Who and When

02.08.2017

“Sorry, we won’t be able to process your loan application because your credit score is too low.” As a person who has availed loans before, I can testify to how much this single statement can hurt. Especially when there is a pressing need of funds, and you know that the low credit scores are mostly your …

The GST Game

General Finance

The GST Game – What Can SMEs Do to Stay Ahead?

27.07.2017

With GST having become a reality now, every business and service provider is dealing with its ramifications, the good ones as well as the bad ones. As a business owner, no matter what you think of GST, India’s biggest tax reform is here to stay. In case you are looking for how dual GST works …

Why Dual GST

General Finance

Why Dual GST and How it will affect your Business?

23.07.2017

Businesses all over the country have felt the impact of the government’s decision to change the country’s goods and services tax code. The new tax, GST, will change the way our country does business, affecting all businesses engaged in sale/supply of goods or supply of services. What is GST? The Goods and Services Tax (GST) …

blog_cover_image

General Finance

Financial Falooda for Thought

21.09.2016

You have a business and you hail from a family that has been selling and buying products since the independence of India in 1947. Or you could be one of those people who didn’t like taking orders from someone and you headed out to find your calling as an entrepreneur. Well, you could also be …

How Imports and Exports have changed in India After GST

GST

How Imports and Exports Have Changed in India After GST

15.11.2018

Foreign trade is one of the major factors that determine a country’s economic growth. Exim policies are often a matter of priority for new governments as they try to recalibrate the political and economic narratives. Today, India is the fastest growing major economy in the world with a popular government, that is generally perceived as …

SMEs business loan interest rates

GST

Indian Government Reduces the Tax Burden on SMEs

15.10.2018

Indian economy has stayed robust for the past few years. Global credit rating agencies continue to display confidence in the Indian economy and the government is also optimistic about meeting its fiscal targets. This in turn has prompted the government into taking on some bold reforms to the Indian economic system in the past. In …

gst become turning point for smes india

GST

How GST has Become a Turning Point for SMEs of India

09.10.2018

The Goods and Services Tax (GST) was cleared in 2017 after a decade long parliamentary hold up. Since then, the GST has raised India’s ease of doing business index as well as government revenues from small and medium enterprises. SMEs have also benefitted from the GST as it facilitates a simple tax regime for the …

5 Tax Saving Tips for Small Business Owners in India

GST

5 Tax Saving Tips for Small Business Owners in India

13.08.2018

For running your own business in India you require a string of statutory compliances and remember to pay the attached fees and taxes. Even after the implementation of GST last year, the Indian taxation system remains complex as ever and your business ends up paying a significant amount in taxes to the government. Today, we …

Why Dual GST

GST

Why Dual GST and How it will affect your Business?

23.07.2017

Businesses all over the country have felt the impact of the government’s decision to change the country’s goods and services tax code. The new tax, GST, will change the way our country does business, affecting all businesses engaged in sale/supply of goods or supply of services. What is GST? The Goods and Services Tax (GST) …

MSME Loans

Government MSME Schemes for Entrepreneurs

30.05.2019

The Government of India offers some schemes to the MSME’s as they lack in resources and Technology and need assistance from big companies. Below are the schemes offered by the Indian government to Micro, Small and Medium Enterprises. MSME Schemes – Launched by the Indian Government for Entrepreneurs Udyog Aadhaar memorandum Zero Defect Zero Effect …

msme registration process

MSME Loans

MSME Registration in India – Process and Benefits

23.05.2019

MSME Registration in India – Check here Online Process & Eligibility & Requirements & Benefits Every global multinational corporation today started small. They would have been a micro, small or medium sized enterprise at some point in their journey. MSME (Micro, Small and Medium Enterprises) have no dearth of ambition or growth plans. The founders …

credit score for sme

MSME Loans

Maintaining a Credit Score for a SME

08.05.2019

The reality is most people do not know what a credit score is. Let’s not get into individual/personal scores or SMEs. Both are sailing on the same boat. A credit score is like a birth certificate. You know you have one, you even know the importance, but have you seen it off late? We know …

challenges faced by smes

MSME Loans

Top 3 Challenges Faced by SMEs in 2019

03.05.2019

SMEs in India employ 40% of India’s workforce, employing about 106 million people. 42.50 million, both registered and unregistered together is the number of SMEs businesses in India. Collectively, it comes up to a jaw-dropping 95% of the total industrial units in India. These numbers are from the most trusted sources operating under the government. …

sme business loans

MSME Loans

Why Choose LendingKart for SME Business Loans

26.04.2019

Micro, Small & Medium Enterprises (MSME) sector is still one of the highly underutilized segments in India and is extremely essential in developing socio-economic development in India. Currently, the MSME sector which includes the Khadi, Village & Coir industries has 51 million units in it and employs about 117 million people. It also contributes to …

MSME Loans

Starting a New Business – Infographic

05.04.2019

Starting new business is not difficult. There are seven steps you will have to take in order to take in order to become a business owner. Business Plan First and foremost, you need to formulate your business plan. In order to do so you need to grab a pen and paper and write down a …

MSME Loans within 59 Minutes Is it really possible

MSME Loans

MSME Loans Within 59 Minutes: is it really possible?

13.11.2018

The government announced a new scheme for small and medium business owners as a festive gift, ‘business loans / MSME loans within 59 minutes. The announcement had the business world buzzing with excitement as the scheme promises business loans up to `1 Crore. However, little else was clear about the due process to be followed …

SMEs business loan interest rates

MSME Loans

Indian Government Reduces the Tax Burden on SMEs

15.10.2018

Indian economy has stayed robust for the past few years. Global credit rating agencies continue to display confidence in the Indian economy and the government is also optimistic about meeting its fiscal targets. This in turn has prompted the government into taking on some bold reforms to the Indian economic system in the past. In …

how whatsapp for business-can benefit your small business

MSME Loans

How WhatsApp for Business can Benefit your Small Business

05.09.2018

WhatsApp has effectively replaced the traditional SMS in India. There are two primary reasons behind the platform’s success – a fall in mobile data costs and the advent of affordable smartphones. The success of WhatsApp eventually invited the interest from the American IT giants and soon after it was taken over by Mark Zuckerberg’s Facebook, …

MSME Loans - Risky and Profitable Business Types

MSME Loans

Demystifying MSME Loans

19.02.2018

MSME Loans – Risky and Profitable Business Types Micro, Small and Medium Enterprises are the largest employment providers in India. Their contribution to overall employment in the country is pegged at 69%. Also, the MSME sector is responsible for almost 45% of the manufacturing industry and drive 40% of our total exports. These are significant …

business loan

Personal Loan

Business Loan vs Personal Loan: Which Is Better for Small Business?

25.04.2019

India has the third largest number of start-ups in the world. We have great entrepreneurial energy and passion. Access to affordable capital is critical for small businesses to thrive and grow to generate enough operating income to sustain by themselves. The government has been playing a role with the launch of schemes such as Mudra …

Why Dual GST

Tax

Why Dual GST and How it will affect your Business?

23.07.2017

Businesses all over the country have felt the impact of the government’s decision to change the country’s goods and services tax code. The new tax, GST, will change the way our country does business, affecting all businesses engaged in sale/supply of goods or supply of services. What is GST? The Goods and Services Tax (GST) …

photo-1416339276121-ba1dfa199912

Uncategorized

Testing the Elements

03.02.2016

This is some dummy copy. You’re not really supposed to read this dummy copy, it is just a place holder for people who need some type to visualize what the actual copy might look like if it were real content. If you want to read, I might suggest a good book, perhaps Hemingway or Melville. …

Uncategorized

Sed posuere consectetur est at lobortis

10.07.2015

This is some dummy copy. You’re not really supposed to read this dummy copy, it is just a place holder for people who need some type to visualize what the actual copy might look like if it were real content. If you want to read, I might suggest a good book, perhaps Hemingway or Melville. …

Uncategorized

Sed posuere consectetur est at lobortis

09.07.2015

This is some dummy copy. You’re not really supposed to read this dummy copy, it is just a place holder for people who need some type to visualize what the actual copy might look like if it were real content. If you want to read, I might suggest a good book, perhaps Hemingway or Melville. …

Women Entrepreneur

Government MSME Schemes for Entrepreneurs

30.05.2019

The Government of India offers some schemes to the MSME’s as they lack in resources and Technology and need assistance from big companies. Below are the schemes offered by the Indian government to Micro, Small and Medium Enterprises. MSME Schemes – Launched by the Indian Government for Entrepreneurs Udyog Aadhaar memorandum Zero Defect Zero Effect …

Business ideas for women entrepreneurs

Women Entrepreneur

Business Ideas for Women in India

23.05.2019

Small Business Ideas for Women in India – Home Based, Online, Low Investment & High Profit Today’s women are more enterprising and confident in their pursuits. However, getting a business loan for women is still not an easy feat. Gender bias is a truth that cripples the personal and professional growth of women in India. …

msme registration process

Working Capital Loan

MSME Registration in India – Process and Benefits

MSME Registration in India – Check here Online Process & Eligibility & Requirements & Benefits Every global multinational corporation today started small. They would have been a micro, small or medium sized enterprise at some point in their journey. MSME (Micro, Small and Medium Enterprises) have no dearth of ambition or growth plans. The founders …

working capital helps business

Working Capital Loan

How Can a Working Capital help Your Business Infographic

07.05.2019

According to a survey done by a reputed financial technology company, out of the total fund of availed working capital, a company puts 38% of it to expand operations & 34% is used for inventory & equipment purchase. Inventory Management If the business you are trying to establish has to keep a record of inventory, …

working capital loan

Working Capital Loan

Impact of Working Capital Management on The Profitability Of Firms

04.05.2019

It takes a lot of courage and conviction to venture into an unknown territory leaving behind a comfortable job and an attractive package to start a business. Your business idea can turn into a reality provided you have the right vision and the financial capacity to achieve the same. Firstly a business owner has to …

Working Capital Loan

How to use Working Capital Loans to Create a Successful Business

01.04.2019

Are you an entrepreneur? Do you aspire to build a great business? No matter what stage of the entrepreneurial journey you are in, working capital is one of the most vital elements to keep the organization moving ahead. What is working capital? For the uninitiated, working capital is the money required by a company to …

Reasons Why You Might Be Failing At Working Capital Management

Working Capital Loan

Reasons Why You Might Be Failing At Working Capital Management

26.11.2018

Small and medium enterprises are particularly vulnerable to improper management of their assets and liabilities. Most SME assets are in the form of current assets and their current liabilities are often a source of external finance, given the difficulties of getting a business loan for such enterprises. Oftentimes, SMEs have to resort to vendor financing …

Warning Signs That State Your Business Is in Big Trouble

Working Capital Loan

Warning Signs That State Your Business Is in Big Trouble

02.11.2018

Most of the times, businesses that go into insolvency are taken by surprise on the suddenness of the event. It happens because most small and medium businesses are focused on day-to-day operations and fail to realize that there is something wrong with the larger picture. So, when the hammer finally falls, everyone is surprised and …

Collateral-free Working Capital Loan

Working Capital Loan

Here’s How to Secure Collateral-free Working Capital Loan up to ₹ 1 Crore

22.10.2018

Small business loans are both hard and easy to get. If your business has a verifiable history and you adhere to the tax and policy guidelines laid by the government, then it is easy to secure a business loan. And if, your papers are out of order, then it is a little harder to get …

how to raise funds for your startup

Working Capital Loan

Here’s How You Can Raise Funds for Your Startup

01.10.2018

All startup businesses begin with exciting new ideas and high hopes. However, it is also an unfortunate fact that most startups run into unforeseen financial and operational difficulties within the first year of their operations. Business researchers often point to a number of reasons that are responsible for the failure of a promising new venture. …

why you should choose a business bank account for working capital

Working Capital Loan

Why you Should Choose a Business Bank Account for Working Capital

07.09.2018

In recent years, the government’s push for going digital has gained traction in both private and public centre enterprises. The financial system, be it securities exchange or taxation or transactional exchange, has come under increased legal scrutiny due to digitisation. In essence, it is a noble venture that aims to do away with age-old methods …

working capital management

Working Capital Loan

Managing Your Working Capital can be the Key to Business Success

17.07.2018

Working capital management allows you to keep your company’s financial fundamentals in check and leads the way for operational success. Effective working capital management is the hallmark of every successful business venture as it represents a synergy between the business goals, profitability and liquidity of the business. As you know, working capital is the difference …

Working Capital Loan

Working Capital Loan

Working Capital Financing to Make Your Business Agile

16.07.2018

Working capital keeps your business upright when you hit a snag or when the market is not performing as expected. In simple terms, working capital is the cash you need to carry on day-to-day business tasks. It is also calculated by subtracting your current liabilities from your current assets. Falling short on working capital can …

Working Capital Management for Small Business Owners

Working Capital Loan

Working Capital Management for Small Business Owners

16.06.2017

Working Capital Management for Small Business Owners Any business can have different sources of income and efficient management of the same can work wonders in the running of the business. While startup capital and fixed assets are typically long term, for the day-to-day running of any business, an efficient cash flow structure is necessary. In …