Utsav leads the fund raising efforts at Lendingkart, primarily debt capital and manages the liability end of Lendingkart’s business. He is involved in formulating capital raise strategy, cultivating & fostering relationships with external stakeholders and managing complete process execution. Prior to joining Lendingkart, he was working as Vice President in Investment Banking division of Axis Capital in Mumbai. During his career of close to a decade, he has been part of structured debt and equity fundraising teams in Axis Capital and Enam Securities. He was one of the early members of Structured Finance team at Axis Capital wherein he worked on multiple innovative structured debt transactions and dealt with fixed income investors like mutual funds, NBFCs, banks and credit funds, both at the domestic as well as global level. He graduated from IIT (BHU) Varanasi and further received his MBA from IIM Bangalore.